Jobs in Belfast, United Kingdom

Location:Remote

Type:Full-time, Permanent

Start Date:Monday, 19 January 2026

Reports to:Underwriting Technical Manager / Underwriting Quality Manager

Are you a seasoned mortgage underwriter with a passion for quality assurance and responsible lending?

JoinKensington Mortgagesas aQuality Assurance Underwriter, where you’ll play a pivotal role in ensuring the integrity of our underwriting decisions and helping shape the future of specialist lending.

As an Underwriting Quality Analyst, you’ll be responsible for reviewing and validating underwriting outcomes across all new lending originations and contract variations. You’ll ensure alignment with our risk appetite, lending policy, and regulatory standards through a robust framework of QA and QC checks.

This role is central to our commitment toresponsible lending, and you’ll work closely with our Lending Operations team to drive continuous improvement, coaching, and operational excellence.

• Re-underwrite offeredResidential and Buy-to-Letmortgage applications and contract variations.
• Maintain expert knowledge of lending policy, product criteria, and operational procedures.
• Provide timely feedback and reporting to underwriters and team managers.
• Support skill development through coaching and knowledge sharing.
• Identify and implement process improvements to enhance audit and operational efficiency.
• Maintain accurate records of audit activities and support third-party audit reviews.
• Ensure compliance with financial crime prevention policies, including fraud and money laundering.
• Stay up to date with HR policies, regulatory changes, and underwriting standards.

• 5+ years experiencein first charge mortgage originations, including3+ years in a mandated underwriting role(£250k+).
• Prior experience in aQA rolewithin a mortgage lender.
• Strong analytical skills and the ability to interpret complex data.
• Confident communicator with excellent influencing skills.
• Deep understanding of the mortgage intermediary market and fraud prevention.
• Proactive, detail-oriented, and able to work independently and collaboratively.
• Full understanding ofTCF, responsible lending, risk layering, and vulnerability indicators.
• Highly PC literate and comfortable managing multiple tasks.
• Experience with niche Buy-to-Let lending includingHMOs, multi-unit properties, andLimited Company Buy-to-Let

At Kensington, we've been leading the way inspecialist mortgage solutionsfor over 25 years. As asubsidiary of Barclays Bank UK PLC, we operate with integrity, innovation, and a commitment to making a difference.

We offer:

• Asupportive and inclusivework environment
• Opportunities forpersonal and professional growth
• A culture that celebratesdiversity and neurodiversity
• A workplace where everyone feelsvalued and empowered

If you're passionate about quality, compliance, and helping customers access the mortgages they deserve ,apply todayand become part of the Kensington Mortgages family.

All offers are subject toDBS, credit, and Right to Work checks.

Please ensure availability for training and avoid extended leave during onboarding.