VP, Lending & Capital Strategy — Optimize Capital Deployment

JPMorganChase; Greater London; On-site; GBP 120,000 - 180,000; Full time

Job summary

J.P. Morgan in London is seeking a Vice President in Lending and Capital Strategy to advise coverage and product teams on deploying balance sheet capacity with discipline and risk governance.

You will translate portfolio dynamics and regulatory capital considerations into practical structuring recommendations for improved execution. You will partner across banking coverage, product, portfolio management, treasury, funding, and credit risk in a collaborative, execution-oriented culture, shaping

Qualifications

• Experience in credit markets, lending, capital strategy, or portfolio management within a large financial institution.
• Working knowledge of UK and international bank capital and leverage frameworks and how they affect lending structures and returns.
• Ability to translate regulatory and capital constraints into deal-level and portfolio-level actions.
• Strong credit risk analytics skills, including interpretation of portfolio performance and concentrations.
• Hands-on experience with large datasets to generate actionable insights.
• Ability to communicate clearly with senior stakeholders across coverage, product, treasury, and credit risk.
• Familiarity with credit and interest rate hedging concepts and instruments used for risk management.
• Bachelor's degree in finance, economics, mathematics, or related quantitative discipline

Responsibilities

• Advise deal teams on lending structure, capital efficiency, pricing considerations, and capacity deployment across credit products
• Translate regulatory capital and leverage considerations into practical deal-level structuring recommendations
• Apply portfolio constraints to client strategy, product positioning, and approval planning
• Synthesize portfolio trends, concentrations, and emerging credit signals into forward-looking priorities
• Recommend actions to grow, slow, re-underwrite, or reposition exposures based on portfolio, client, and revenue considerations
• Partner with coverage, product, portfolio management, treasury, funding, and credit risk teams to align decisions to shared priorities
• Prepare clear, decision-ready materials for underwriting forums, credit committees, and limit discussions
• Set capacity priorities that guide limit setting, approval sequencing, and committee positioning
• Translate portfolio insights into hedging priorities and exposure actions, coordinating with partners to support execution
• Use advanced analytics to accelerate structuring analysis, scenario review, and portfolio surveillance
• Define scalable standards, tools, and training that improve consistency of execution, and mentor junior professionals

Skills

Credit risk analytics

Data analysis

Stakeholder comms

Portfolio insight

Regulatory knowledge

Quantitative reasoning

Education

Bachelor's degree in finance, economics, mathematics, or related quantitative discipline

Job description

J.P. Morgan in London is seeking a Vice President in Lending and Capital Strategy to advise coverage and product teams on deploying balance sheet capacity with discipline and risk governance.

You will translate portfolio dynamics and regulatory capital considerations into practical structuring recommendations for improved execution. You will partner across banking coverage, product, portfolio management, treasury, funding, and credit risk in a collaborative, execution-oriented culture, shaping