Universal Underwriter (Operations) - Responsible Lending

Deloitte - Recruitment; Leeds; Hybrid; GBP 65,000 - 101,000; Full time

Job summary

Deloitte - Recruitment in Leeds or Sheffield is seeking a Universal Underwriter (Operations) on a hybrid basis. The contract role runs initially for 6 months with a daily rate competitive and Inside IR35. Start ASAP and work toward robust lending decisions for retail banking customers.

You will assess financial circumstances, make credit decisions, identify fraud, and collaborate across teams to enhance the customer journey while ensuring regulatory compliance and risk controls.

Qualifications

• Experience assessing lending applications and making credit decisions.
• Strong understanding of responsible lending and credit risk principles.
• Experience identifying fraud and minimizing losses.
• Knowledge of relevant regulatory requirements.
• Strong analytical and decision-making skills.
• Excellent attention to detail and a customer-focused approach.
• Strong communication and stakeholder management skills.

Responsibilities

• Assess lending applications and make credit decisions.
• Ensure compliance with lending standards and policies.
• Identify potential fraud and help minimize losses.
• Collaborate with teams to improve the customer journey.
• Provide guidance to other business areas.
• Support regulatory requirements and risk management.
• Contribute to strong team performance and customer outcomes.

Skills

Underwriting experience

Credit risk knowledge

Fraud detection

Regulatory knowledge

Analytical skills

Attention to detail

Customer focus

Stakeholder management

Problem solving

Job description

Deloitte - Recruitment in Leeds or Sheffield is seeking a Universal Underwriter (Operations) on a hybrid basis. The contract role runs initially for 6 months with a daily rate competitive and Inside IR35. Start ASAP and work toward robust lending decisions for retail banking customers.

You will assess financial circumstances, make credit decisions, identify fraud, and collaborate across teams to enhance the customer journey while ensuring regulatory compliance and risk controls.