Underwriting Analysis Manager

Zego; London; Hybrid; GBP 125,000 - 150,000; Full time

Job summary

An innovative firm is seeking a detail-oriented Underwriter to support the evolution of its underwriting operations. You will leverage advanced data analysis skills to optimize underwriting criteria while ensuring a customer-centric approach. This role is pivotal in driving automation and data-led decision-making across motor insurance segments. Join a dynamic team that values collaboration and personal growth, and be part of a mission to redefine insurance for good drivers. With a flexible hybrid working model, this opportunity promises a fulfilling career path in a supportive environment.

Benefits

Private Medical Insurance

Company Share Options

Generous Holiday Allowance

Wellbeing Benefits

Annual Flexible Hybrid Working Contribution

Qualifications

• Proficient in advanced data analysis and visualization tools.
• Strong analytical/mathematical skills with relevant education.

Responsibilities

• Set and monitor underwriting criteria based on data analysis.
• Drive innovation in underwriting operations and product improvements.

Skills

SQL

Python

R

Excel

Looker

Data Analysis

Communication Skills

Attention to Detail

Education

Degree in Actuarial Science

Degree in Statistics

Degree in Mathematics

Degree in Data Science

Degree in Computer Science

Tools

Google Slides

BI Tools

Job description

About Zego

At Zego, we know that traditional motor insurance holds good drivers back. It’s too complicated, too expensive, and it doesn't take into account how well you actually drive.

That’s why, since 2016, we’ve been on a mission to change all of that. Our mission at Zego is to offer the lowest priced insurance for good drivers.

From van drivers and gig workers to everyday car drivers, our customers are our driving force — they’re at the heart of everything we do.

We’ve sold tens of millions of policies so far, and raised over $200 million in funding. And we’re only just getting started.

Purpose of the role

Support innovation through the development of market-leading insurance products and underwriting practices. You will play a pivotal role in evolving Zego’s underwriting operations, bringing technical expertise, analytical rigour, and a customer-centric approach to our product strategy. This role is central to scaling our underwriting capability across motor insurance segments through automation, data-led decision-making, and continuous improvement.

What you will be doing

• Supported by rigorous data analysis, set and monitor underwriting criteria to optimise quotability and minimise risk exposure.
• Proactively make recommendations for product improvements.
• Drive innovation in underwriting operations
• Uphold principles of fairness and customer-centricity (e.g., Consumer Duty, Fair Value).
• Interpret data and technical information to support business decisions.

What you will need to be successful

Numerical:

• Proficient in advanced data analysis and visualisation using SQL, Python, R, Excel, and Looker; experienced with additional BI and analytical tools as required.
• Ability to present data clearly and accurately in presentations to internal and external stakeholders (Google Slides)
• High attention to detail in evaluating technical and numerical information.

Communication:

• Strong verbal and written communication skills.
• Ability to interpret and explain complex policy wordings.
• Capability to explain technical issues in a clear, structured, and logical manner.

Knowledge:

• Solid understanding of underwriting principles and insurance operations.
• Deep knowledge of data analytical skills
• Foundational knowledge of the UK motor insurance market is preferred but not essential, but would require ability to quickly learn from more experienced colleagues
• Technical and practical experience using large data sets and data cleansing

Qualifications:

• Good standard of higher education or relevant professional qualification (e.g., NVQ, CII).Strong analytical / mathematics skills, ideally with a degree in Actuarial, Statistics, Mathematics, Data Science or Computer Science). Any Chartered Insurance Institute qualification is a plus.
• Experience working in dynamic or growing teams would be advantageous.

What’s it like to work at Zego?

Joining Zego is a career-defining move. People go further here, reaching their full potential to achieve extraordinary things.

We’re spread throughout the UK and Europe, and united by our drive to get things done. We’re proud of our company and our culture – a friendly and inclusive space where we can lift each other up and celebrate our wins every day.

Together, we’re setting the bar higher, delivering exceptional work that makes a difference. Our people are the most important part of our story, and everyone here plays a role. There’s loads of room to learn and grow, and you’ll get the freedom to steer your career wherever you want.

You’ll work alongside a talented group who embrace each other's differences and aren’t afraid of a challenge. We recognise our achievements, learn from our mistakes, and help each other to be the best we can be. Together, we’re making insurance matter.

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. We ask you to spend at least one day a week in our central London office. We think it’s a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Benefits

We reward our people well. Join us and you’ll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. We also offer an annual flexible hybrid working contribution, which you can use to support with your travel to the office or towards your own personal development. And that’s just for starters!

There’s more to Zego than just a job - Check out our blog for insights, stories, and more.

We’re an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.

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