Underwriter - Secured Loans

JR United Kingdom; Leeds; Remote; GBP 40,000; Full time

Job summary

A leading financial services disruptor seeks an experienced Underwriter for Secured Loans to join their growing team. The position offers a competitive salary up to £40,000 plus commission, with responsibilities focused on underwriting loan applications and delivering excellent customer experiences. Work from home arrangements and a comprehensive benefits package are provided.

Benefits

Paid holiday

Flexible benefits portal

BUPA health insurance

Qualifications

• 5+ years experience in secured loan underwriting
• Proven ability to repackage complex cases
• Strong understanding of secured lending products

Responsibilities

• Assess and underwrite secured loan applications
• Repackage cases for suitable customer solutions
• Conduct risk assessments to inform lending decisions

Skills

Analytical skills

Communication

Decision-making

Attention to detail

Risk assessment

Education

CeMAP qualification

Job description

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Underwriter - Secured Loans, leeds, west yorkshire

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Client:

mywork

Location:

leeds, west yorkshire, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

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Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

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Job Description:

Underwriter - Secured Loans

Fully remote - within the UK

Up to £40,000 + Commission

Our client is a household name and an established leader within their niche, employing circa 180 people across the UK. As an innovative disruptor within financial services, our client has built a bespoke cutting-edge platform, which enables their underwriters to work efficiently and at a high volume.

Due to year-on-year growth, our client is actively seeking an experienced ambitious Underwriter / Case Manager to join their successful Secured Loans team.

The purpose of this position is to assess and underwrite secured loan applications, with a particular focus on repackaging cases that do not initially fit standard criteria to find suitable solutions for customers. You will be responsible for the full underwriting journey, ensuring a quick, simple and smooth experience for clients while maintaining robust risk assessment standards.

Key Responsibilities

• Assess and underwrite secured loan applications against lending criteria
• Repackage and restructure cases that don't initially fit to create viable solutions for customers
• Conduct thorough risk assessments and make informed lending decisions
• Work collaboratively with case managers and brokers to optimize application outcomes
• Ensure compliance with regulatory requirements and company policies
• Meet strict customer deadlines while maintaining quality standards
• Provide clear rationale for decisions and alternative solutions where appropriate
• Contribute to process improvements and policy development

Requirements

• 5+ years experience in secured loan underwriting within a brokerage - Essential
• Proven ability to creatively repackage cases and find solutions for complex applications
• Strong understanding of whole of market secured lending products
• Experience working to strict customer deadlines
• CeMAP or part CeMAP qualified (not essential but advantageous)
• Excellent analytical, communication and decision-making skills
• Strong attention to detail and risk assessment capabilities
• Ability to work independently in a remote environment

As the successful applicant you will be rewarded with a competitive salary up to £40,000 and an excellent commission structure.

Work from home - our client will provide a laptop and necessary equipment/software which will enable you to excel.

The comprehensive benefits package includes:

• Paid holiday
• Access to a flexible benefits portal where you can pick and choose the benefits that work for you
• BUPA health insurance