UK Financial Crime Lead — Build & Own the Program

SpaceX Super Intelligence; Greater London; On-site; GBP 120,000 - 160,000; Full time

Benefits offered by this job

Equity

Private medical

25 days PTO

Job summary

SpaceXSI is building a UK financial crime programme to meet FCA standards. This role sits in Compliance, reports to the US BSA/AML Officer, and owns the UK framework end to end — AML/CTF, sanctions, fraud, KYC/CDD/EDD, transaction monitoring, SARs, and the operating rhythm.

You will still work the hard cases, designing and standing up controls with accountability. In collaboration with Legal, Operations, Product, and Engineering, you will be the UK voice in global design decisions and help build

Qualifications

• 8+ years of hands-on financial crime in a regulated UK firm (bank, EMI, PI, payments, or e-money), including substantial KYC/CDD/EDD.
• Deep knowledge of the UK regime (MLR 2017, JMLSG, POCA, UK sanctions, FCA expectations) and how it lands in a payments product.
• Designed or rebuilt a framework, procedure, or control, not only cleared files or written a policy nobody ran.
• Led people or a workstream. You can defend a risk decision and explain it to the Product without jargon.
• You will still do the cases. You close gaps in a small team and do not wait for a 30-page RACI.

Responsibilities

• Design and run the UK financial crime programme: policy, procedures, CDD/EDD, risk rating, sanctions screening, transaction monitoring, SAR handling, escalation, QA, and training.
• Turn MLR 2017, POCA, the Sanctions and Anti-Money Laundering Act, JMLSG, the FCA Financial Crime Guide, SYSC 6.3, and payments/EMI expectations into something operations and product can run.
• Own the UK business-wide risk assessment and keep it honest as the product, customer mix, and channels change.
• Handle complex cases — PEPs, adverse media, sanctions hits, high-risk onboarding, fraud typologies, escalations — then use the queue to fix the framework.
• Stand up first- and second-line controls: documentation, workflows, vendor oversight, quality sampling, MI, and issue management.
• Put UK requirements into the customer journey with Legal, Operations, Product, and Engineering. Be the UK voice in global design decisions.
• Report on quality, residual risk, throughput, and control health. Prepare the programme for internal audit, skilled-person reviews, and FCA scrutiny.
• Build the operating model as the team grows. Hire, coach, and set the standard. Support MLRO / SMF17-adjacent duties as the UK permissions model requires.

Skills

Regulatory compliance

Leadership

UK regulatory knowledge

KYCCDD/EDD

Risk management

Job description

SpaceXSI is building a UK financial crime programme to meet FCA standards. This role sits in Compliance, reports to the US BSA/AML Officer, and owns the UK framework end to end — AML/CTF, sanctions, fraud, KYC/CDD/EDD, transaction monitoring, SARs, and the operating rhythm.

You will still work the hard cases, designing and standing up controls with accountability. In collaboration with Legal, Operations, Product, and Engineering, you will be the UK voice in global design decisions and help build