Tesco Bank - Pricing Commercial Analyst - Savings

Barclays; Easter Howgate; On-site; GBP 50,000 - 70,000; Full time

Job summary

Tesco Bank is seeking a Pricing Commercial Analyst – Savings to analyse market trends, competitor activity and business performance to shape pricing strategies that drive profitability and sustainable growth. You will monitor pricing impact through reviews and work with senior stakeholders to translate insights into actions.

The role requires strong data skills with SAS/SQL/Python and Excel, and excellent communication to present insights to Directors and MD level.

Qualifications

• Strong analytical capability to interpret complex data and derive actionable insights.
• Understanding of how pricing affects profitability and business performance.
• Proficiency in SAS (or SQL/Python) and Excel for data analysis and modelling.
• Excellent stakeholder management with ability to influence senior leaders (Director/MD).
• Able to present complex findings clearly to non-technical audiences.

Responsibilities

• Analyze market trends and competitor activity to inform pricing strategies.
• Develop pricing models for various products and services to balance profitability and competitiveness.
• Monitor and evaluate pricing decisions through performance reviews and KPI tracking.
• Collaborate on new product launches and pricing changes with cross-functional teams.
• Create clear management information and presentations for senior leadership.

Skills

Analytical thinking

Pricing strategy

SAS/SQL/Python

Excel

Stakeholder management

Communication

Data visualization

Financial services pricing

Tools

Power BI

SAS

SQL

Python

Excel

Job description

Join us as a Tesco Bank - Pricing Commercial Analyst – Savings where you'll be responsible for analysing market trends, competitor activity, and business performance to develop and recommend pricing strategies that support both profitability and sustainable growth. You'll monitor and evaluate the impact of pricing decisions through regular performance reviews, identifying key drivers, risks, opportunities, and areas for optimisation. Working across a range of strategic and commercial activities, you'll provide data-driven insights and recommendations to support pricing changes, new product launches, and wider business objectives. You'll be responsible for creating clear and compelling management information and presentations, translating complex analysis into meaningful insights for stakeholders, including senior leadership. Success in this role will require great communication and stakeholder management skills, the ability to present findings confidently to senior audiences, and the capability to work at pace while managing multiple priorities and tight deadlines.

To be successful as a Tesco Bank - Pricing Commercial Analyst – Savings, you must have the following essential skills:

• Great analytical capability with the ability to interpret complex data and generate actionable insights
• Commercial acumen, with an understanding of how pricing decisions impact profitability and business performance
• Proficiency in SAS (or SQL / Python) and Excel for data analysis and modelling
• Excellent stakeholder management skills, with the confidence to engage and influence senior leaders (including Director and Managing Director level)
• Great communication and presentation skills, with the ability to clearly articulate insights and recommendations
• Ability to translate complex analysis into clear, compelling messages tailored for non-technical audiences
• Previous experience within financial services, ideally with exposure to lending or pricing environments

Some other highly valued skills may include:

• Experience using Power BI for data visualisation and reporting
• Great financial acumen, with the ability to interpret and analyse key financial metrics
• Experience working within large, complex organisations, with an understanding of corporate structures and processes

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills.

This role will be based in Glasgow or Edinburgh.

Purpose of the role

To drive the success of the commercial banking segment through market analysis, product development, sales and relationship management, risk management, and performance.

Accountabilities

• Execution of market research tounderstand the competitive landscape,identify market trends and opportunities,and develop strategies to capture market share within the commercial banking segment, taking into consideration industry, size, and growth stage.
• Development of appropriate pricing models for different products and services,ensuring profitability while remaining competitive in the market.
• Development, implementation and management of innovative financial solutions, services and products aligned to the banks objectives and are tailored to the commercial banking segment, including loan products,cash management solutions,and trade finance services.
• Identification and forging of strategic partnerships with other financial institutions,technology providers,or industry experts to expand product offerings and reach new client segments.
• Management of key stakeholder relationships within target companies to understand their needs and recommend appropriate solutions.
• Development and implementation of sales strategies including the establishment of sales targets, identification of sales channels to reach potential clients and objectives for loan terms to support the negotiation process and development of service agreements.
• Monitoring of key leading and lagging metrics such as new client acquisition,loan volume,revenue generation,and market share to assess the performance of the commercial banking segment. Funnel and journey optimisation are key to delivery of service and commercial performance.

Assistant Vice President Expectations

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/ business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/ or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.
• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.