Team Head - Real Estate Finance

Bank of China; London; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading banking institution is seeking a Team Head for Real Estate Finance in London. The role involves managing real estate finance operations, developing client relationships, and ensuring compliance with regulations. Candidates should have extensive experience in client coverage and financial analysis, along with strong leadership abilities.

Qualifications

• Degree educated or higher in Finance or Accounting.
• Proven track record in Origination/Client Coverage/Portfolio Management within REF.
• Comprehensive knowledge of banking products and related risks.

Responsibilities

• Oversee all aspects of Real Estate Finance investment and development business.
• Collaborate with legal counsel to complete documentation.
• Implement post-lending management for the REF credit portfolio.

Skills

Financial analysis

Client coverage

Portfolio management

Leadership

Interpersonal skills

Communication

Education

Degree in Finance or Accounting

Job description

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Corporate Banking is a client facing department, responsible for marketing, onboarding and ongoing management of the client relationship, providing loan business to the clients as well as promoting ancillary business according to the Bank’s business strategy and risk appetite. As a Team Head – Real Estate Finance, you will be responsible to develop the Bank’s lending business with clients in this sector in accordance with the Bank’s business strategy, risk and compliance requirements. This is a full time permanent position.

Key responsibilities

• Oversee the origination and execution of all aspects of Real Estate Finance (REF) investment and development business including structuring, negotiation, credit analysis and documentation
• Manage and review the preparation of detailed business proposals, credit analysis and financial modelling to drive the business approval process of the Bank
• Collaborate with in-house and external lawyers to complete appropriate facility and security documentation
• Review and provide feedback on property, tax, financial and legal due diligence reports, such as Overview of Certificate on Titles, Right of Lights, Monitoring Surveyor Report, Environmental Report and Valuation Report
• Implement post-lending management for the REF credit portfolio. Regularly monitor the risk profiles of clients in the portfolio alongside industry developments
• Coordinate inside the Bank to provide high quality products and services to clients. Where relevant, liaise with Head Office and the domestic network to support the development of the business for Bank of China London and the Group’s existing and target clients
• Drive the cross-selling of various Corporate Banking products including bilateral and syndicated loans and where relevant, deposits, cash management, interest rate derivatives, bond issuance and RMB business
• Lead the Team to fulfil KYC and KYB requirements, and any other legal and compliance requirements per internal and regulatory policies
• Lead the Team to complete a variety of other administrative duties to assist the development of client relationships and the smooth operation of the department including maintenance of accurate client/credit files
• Collaborate with other departments by producing statistics and analysis for the portfolio including management of industry limits
• Undertake regular market and industry research
• Attend external industry seminars and conferences

Requirements

• Degree educated or higher in Finance or Accounting
• Proven track record in Origination/Client Coverage/Portfolio Management within REF in a major international banking group
• Demonstrable management experience in a similar role
• Comprehensive understanding of financial analysis, industry and strategic analysis in the REF sector
• Extensive knowledge of all commercial real estate asset classes including offices, retail, hotels, student accommodation and development finance with the UK and ideally the broader EMEA region
• Deep understanding of finance and security documentation, both bilateral and syndicated
• Extensive network of third party professionals such as valuers, monitoring surveyors and legal counsel
• Comprehensive knowledge of banking products and risks associated with them
• Proven analytical skills, business judgment and acumen
• Solid leadership skills with an ability to inspire and motivate a team
• Excellent interpersonal and communication skills to establish credibility and trust with stakeholders