Structured Working Capital Global Product Lead - Payments - Executive Director

Aumni; Greater London; On-site; GBP 180,000 - 280,000; Full time

Job summary

JPMorgan Chase in London seeks an Executive Director, Structured Working Capital Product Lead within Trade & Working Capital. You will own global product strategy, P&L and end‑to‑end delivery, challenging norms and driving innovation to meet customer needs.

You will lead cross‑functional teams, manage lifecycle stages from discovery to deployment, and partner with regulators to ensure compliance. This role demands strong stakeholder management, strategic thinking and a proven ability to scale

Qualifications

• Senior-level experience in a similar role delivering products, projects, or technology applications.
• Experience in Trade & Working Capital, Payments, Investment Banking or Credit Risk.
• Experience working with regulators and local governance bodies.
• Extensive knowledge of the product development life cycle, technical design, and data analytics.
• Proven ability to influence the adoption of key product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management.
• Proven experience managing large global teams and driving cross-regional collaboration.
• Experience driving change within organizations and managing stakeholders across multiple functions.
• Exceptional organization, communication, and management skills.
• Strong communication skills both verbal and written.

Responsibilities

• Oversee the product roadmap, vision, development, execution, risk management, and growth targets.
• Own product performance and invest in enhancements to meet objectives; ensure business continuity.
• Leads the entire product life cycle from planning to commercialization.
• Coach and mentor the product team on best practices and delivery.
• Manage product-level P&L, balance sheet, RWA and capital.
• Ensure readiness for OCC and Audit; engage with Audit/Trade Controls.
• Serve as key connection with regulators and local governance bodies.
• Ensure products have regulatory, controls, and compliance signoff prior to launch.
• Manage Third Party Oversight (TPO) process and relationships.
• Research client and regional market trends to identify gaps and opportunities.
• Partner with Technology and Product Delivery for digital platform strategy.
• Manage product governance, risk, and cross-functional collaboration with Risk, Legal, and Compliance.

Skills

Senior leadership

Trade & Working Capital

Payments

Investment Banking

Regulatory experience

Data analytics

Product lifecycle

Stakeholder management

Cross-regional collaboration

Communication

Job description

Introduction

Ignite your passion for product innovation by leading customer‑centric development, inspiring solutions, and shaping the future with your strategic vision and influence.

Job Summary

As the Structured Working Capital Global Executive Director Product Lead within Trade & Working Capital, you will have global accountability and ownership for product strategy, P&L and end to end product delivery. You will leverage your advanced capabilities to challenge traditional approaches, remove barriers to success, and foster a culture of continuous innovation that helps inspire cross‑functional teams create groundbreaking solutions that address customer needs.

Trade & Working Capital (“TW&C”)

is a division of J.P. Morgan Payments. TW&C connects counterparties with market‑leading Supply Chain Finance, Receivables Finance, Inventory Finance, Contract Monetization, Commodity Trade Finance, Working Capital Lending, Export Agency Finance (EAF), and Traditional Trade solutions. Structured Working Capital is part of (T&Wc) and includes Receivables Finance, Contract Monetization, Commodity Trade Finance and Inventory Finance.

Job responsibilities

• Oversee the product roadmap, vision, development, execution, risk management, and business growth targets; Owns product performance and is accountable for investing in enhancements to achieve business objectives; Oversee business continuity resiliency plans
• Leads the entire product life cycle through planning, execution, commercialization, and future development by continuously adapting, developing new products and methodologies, managing risks, monitor and report on product exceptions and achieving business targets like cost, features, reusability, and reliability to support growth
• Coach and mentor the product team on best practices, such as solution generation, market research, storyboarding, mind‑mapping, prototyping methods, product adoption strategies, and product delivery, enabling them to effectively deliver on objectives
• Manage product level P&L, balance sheet, RWA and capital, including planning and forecasting, forecasting management and reconciliation
• Ensure readiness for OCC and Audit; engage with Audit/Trade Controls
• Serve as the key point of connection with regulators and local governance bodies
• Ensure products have obtained required regulatory, controls, and compliance signoff prior to launch
• Manage Third Party Oversight (TPO) process and TPO relationship management
• Ensures understanding of the client and regional market, and emerging trends to identify gaps and opportunities; research market dynamics and competitor landscape and identify opportunities for product differentiation
• Partners with Technology and Product Delivery to deliver a competitive digital platform strategy
• Manages product level governance and risk and control environment, including product approvals and renewals and cross functional collaboration with Risk, Legal, and Compliance

Required qualifications, capabilities, and skills

• Able to demonstrate senior level experience in a similar role or equivalent expertise delivering products, projects, or technology application
• Experience in Trade & Working Capital, Payments, Investment Banking or Credit Risk
• Experience working with regulators and local governance bodies
• Extensive knowledge of the product development life cycle, technical design, and data analytics
• Proven ability to influence the adoption of key product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management
• Proven experience managing large global teams and driving cross‑regional collaboration
• Experience driving change within organizations and managing stakeholders across multiple functions
• Exceptional organization, communication, and management skills
• Strong communication skills both verbal and written

Preferred qualifications, capabilities, and skills

• Recognized thought leader within a related field

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. You will have global accountability and ownership for product strategy, P&L and end to end product delivery