SME Relationship Manager - Agriculture

Lloyds Banking Group; High Street; Híbrido; GBP 50 000 - 80 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Pension up to 15%

Annual bonus

Share schemes

Discounts on lifestyle benefits

30 days holiday

Wellbeing initiatives and parental-lea

Resumo da oferta

Lloyds Banking Group is seeking an SME Relationship Manager in Agriculture to manage a portfolio of agricultural client groups. You will meet clients face to face and via Teams, aiming to understand their needs and offer tailored banking solutions.

You will identify growth opportunities, assess credit risk, and collaborate with product specialists to deliver value. A hybrid work pattern supports office and client engagements across multiple locations.

Qualificações

• Proven ability to manage and grow a portfolio of clients in agriculture or related sectors.
• Experience preparing clear credit papers and liaising with product specialists.
• Strong relationship building with external influencers and local business communities.
• Ability to identify opportunities to deepen client relationships through tailored financial solutions.

Responsabilidades

• Build and maintain strong relationships with agriculture clients, tailoring support to their financial goals.
• Identify opportunities to deepen relationships with relevant products and services with involvement from product specialists where needed.
• Assess and manage credit risk, prepare credit papers for new facilities and renewals.
• Encourage sustainable business practices aligned with the Group's ESG goals.
• Collaborate with service teams to resolve requests and explain the service model to clients.
• Represent the Group in meetings with partners and intermediaries to deliver joint client outcomes.

Conhecimentos

Relationship Management

Credit risk assessment

Business development

Stakeholder engagement

Descrição da oferta de emprego

End Date

Tuesday 27 October 2026

Salary Range

£0 - £0

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description

JOB TITLE: SME Relationship Manager, Agriculture

SALARY: Competitive package available

LOCATION(S): Poole, Dorchester, Shaftesbury, Weymouth, Yeovil or Salisbury

HOURS: Full time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at one of our office sites.

About This Opportunity

Are you ready to take the next step in your career and make a meaningful difference, helping agricultural businesses prosper, grow and thrive?

As an SME Relationship Manager, you’ll manage a portfolio of approximately 100 agriculture client groups. You’ll connect with clients face to face and through Microsoft Teams, proactively meeting around seven clients each week to understand their businesses, identify emerging needs and help them consider their options.

What You’ll Be Doing

• Build and maintain strong relationships with agriculture clients, providing tailored support based on their business needs and financial goals.
• Identify opportunities to deepen relationships through relevant products and services, involving product specialists where appropriate.
• Assess and manage credit risk, preparing credit papers for new facilities and renewals using the Bank’s established tools.
• Help clients consider how they could make their businesses more sustainable, in line with the Group’s environmental, social and governance responsibilities.
• Work with service and delivery colleagues to resolve requests effectively and help clients understand the available service model.
• Represent the Group in meetings with professional partners and intermediaries, while supporting collaboration and the adoption of tools that improve the client and colleague experience.

About Us / Why Lloyds Banking Group

We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces and colleagues to make our Group a great place for everyone.

What You'll Need

• Relationship Management: To be seen as the “go to” banker in their geographic area of responsibility. Maintaining a high profile with external influencers and the local business community to achieve the Bank’s stated aim of being the best bank for clients.
• Growing the Franchise: A track record of winning new business in a competitive environment within corporate or commercial banking, alongside a broad established network within the local Commercial market.
• Writing a Credit Deal: The ability to prepare clear, accurate credit papers for new lending facilities and renewals, applying established policies and tools.
• Credit Risk: The ability to assess and manage credit risk, balance potential value with business outcomes and recognise emerging issues.
• Critical Thinking: The ability to evaluate information objectively, identify gaps or underlying causes and reach practical, evidence-based conclusions.
• Collaboration: The ability to work effectively with product experts, service colleagues, professional partners and intermediaries to deliver joined-up client outcomes.

And Any Experience Of This Would Be Really Useful

• Product Knowledge: Experience using knowledge of financial products and services to help business clients consider suitable options.

This is a place for you...

Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities. We’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and launch a dedicated Working with Cancer initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. As a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role and have a disability, long‑term health or neurodivergent condition, through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers - just let us know what you need.

Benefits

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes, including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we’ll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.