Senior Technical Personal Injury Claims Handler

SmartRecruiters, Inc.; Royal Tunbridge Wells; Remote; GBP 41,000 - 50,000; Full time

Benefits offered by this job

25 days' annual leave

Up to 7% employer pension contribution

Free AA breakdown membership from Day

24/7 GP access and wellbeing support

Employee discounts including car/home

Job summary

The AA is seeking a Senior Technical Personal Injury Claims Handler to join our Large Loss Team. This remote, permanent role manages a portfolio of complex motor injury claims, including multi-track and litigated cases, from notification through settlement.

You will collaborate with solicitors, medical experts and reinsurers to deliver fair, commercially sound outcomes while driving technical excellence across the PI function.

Qualifications

• Significant experience handling complex personal injury claims, including multi-track and litigated cases.
• Experience managing claims valued over £100,000 with exposure to serious injury and large loss.
• Strong knowledge of liability, causation, quantum and indemnity principles.
• Experience working with claimant and defendant solicitors, medical experts and counsel.
• Excellent negotiation, stakeholder management and commercial judgment.

Responsibilities

• Managing a portfolio of complex and high-value personal injury claims from notification through to settlement.
• Investigating and assessing indemnity, liability, causation and quantum issues to achieve the best outcomes.
• Developing and implementing effective claims strategies balancing customer outcomes with commercial considerations.
• Managing relationships with panel solicitors, counsel, medical experts and rehabilitation providers.
• Negotiating settlements confidently on high-value and litigated claims.
• Identifying opportunities to reduce indemnity spend and improve outcomes through proactive case management.
• Ensuring reinsurer-reportable claims are accurately managed and communicated.
• Providing technical guidance and support on complex injury claims referred from the wider PI department.
• Monitoring legal, market and claims trends, sharing knowledge and best practice across the business.
• Supporting departmental initiatives focused on operational efficiency, customer outcomes and cost management.
• Delivering outstanding customer service and ensuring claims are handled fairly and in line with regulatory requirements.

Skills

Complex PI claims

Multi-track & litigated

£100k+ claims

Liability/causation/quantum

Negotiation & stakeholder mgmt

Commercial awareness

Case management

Organisational skills

Job description

Senior Technical Personal Injury Claims Handler

• Full-time
• Business Unit: The Insurer
• Compensation: up to GBP 45,800 - yearly

Location: Remote

Employment Type:Permanent, Full Time

Hours:37.5 hours per week, Monday-Friday

Think the AA is just about roadside assistance? Think again.

As one of the UK's most trusted brands, we provide a wide range of services to millions of customers. From Motor and Home Insurance to Financial Services, Driver Training and Business Services, we're committed to keeping Britain moving.

We're now looking for an experienced Senior Technical Personal Injury Claims Handler to join our Large Loss Team. This is an opportunity to work on some of the most complex and high-value injury claims within our portfolio, whilst playing a key role in driving technical excellence across the wider business.

This is the job

Our Large Loss Team manages complex and high-value motor injury claims, including life-changing and catastrophic injuries with significant financial exposure.

As a Senior Technical Personal Injury Claims Handler, you'll manage a portfolio of serious injury claims involving complex liability, causation and quantum issues. You'll work closely with solicitors, counsel, medical experts, reinsurers and rehabilitation providers to deliver fair and commercially sound outcomes for our customers.

This role offers exposure to claims involving:

• Traumatic brain injuries
• Serious orthopaedic injuries
• Chronic pain conditions
• Psychological injuries
• Long-term rehabilitation requirements
• Significant care and accommodation claims
• Multi-track litigation

Alongside managing your own caseload, you'll provide technical guidance across the wider Personal Injury function and contribute to the continued development of our Large Loss proposition.

What will I be doing?

• Managing a portfolio of complex and high-value personal injury claims from notification through to settlement
• Investigating and assessing indemnity, liability, causation and quantum issues to achieve the best possible outcomes
• Developing and implementing effective claims strategies, balancing customer outcomes with commercial considerations
• Managing relationships with panel solicitors, counsel, medical experts and rehabilitation providers
• Negotiating settlements confidently on high-value and litigated claims
• Identifying opportunities to reduce indemnity spend and improve claims outcomes through proactive case management
• Ensuring reinsurer-reportable claims are accurately managed, monitored and communicated
• Providing technical guidance and support on complex injury claims referred from the wider PI department
• Monitoring legal, market and claims trends, sharing knowledge and best practice across the business
• Supporting departmental initiatives focused on operational efficiency, customer outcomes and cost management
• Delivering outstanding customer service and ensure claims are handled fairly and in line with regulatory requirements

What do I need?

To succeed in this role, you'll ideally have:

• Significant experience handling complex personal injury claims, including multi-track and litigated cases
• Experience managing claims with values exceeding £100,000, with exposure to serious injury and large loss claims
• Strong technical knowledge of liability, causation, quantum and indemnity principles
• Experience working with claimant and defendant solicitors, medical experts and counsel
• Excellent negotiation and stakeholder management skills
• Strong commercial awareness and the ability to make balanced, evidence-based decisions
• A proven track record of delivering positive claims outcomes whilst effectively controlling indemnity spend
• Excellent organisational skills and the ability to manage a demanding and varied caseload
  A strong understanding of the following would be advantageous:
  • Serious injury and catastrophic injury claims
  • Credit hire
  • Fraud indicators and investigations
  • RTA and Article 75 considerations
  • Rehabilitation Code principles
  • Reinsurance reporting requirements

Belonging at The AA

At The AA, we value the unique perspectives, experiences and ideas that our people bring. We've nurtured a workplace where everyone feels valued, respected and empowered to do their best work.
Through our employee communities and inclusion initiatives, we’ve created opportunities for people to connect, share experiences and influence positive change across the business. This is a place where your voice matters and where you can belong, grow and succeed.

Driven by People, Rewarded by Benefits
We believe in rewarding our people. That's why we offer a comprehensive benefits package including;

• 25days' annual leave plus bank holidays, the option to buy additional holiday
• Up to 7% employer pension contribution
• Free AA breakdown membership from Day One with 50% discount for family and friends, discounts on AA products including car and home insurance
• 24/7 GP access and wellbeing support for you and your family
• A wide range of employee discounts, including our popular car salary sacrifice scheme

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