Senior Risk Analyst Acquisition & Lending Strategy (Hybrid)

Harnham; Birmingham; Hybrid; GBP 51,000 - 63,000; Full time

Benefits offered by this job

Hybrid work model

Salary up to £57,000

Job summary

Harnham is recruiting a Senior Risk Analyst in Birmingham for a leading consumer lending business. The role focuses on acquisition strategy development and exposure to the full credit lifecycle in a fast-paced environment.

You will work with large datasets, build and optimise lending strategies, scorecards and affordability models, and present findings to senior stakeholders and risk committees.

Qualifications

• Experience in Credit Risk, Risk Analytics or Modelling environments.
• Strong analytical skills in consumer lending.
• Proficiency in SQL, SAS or Python.
• Experience using data to develop, evaluate or optimise lending strategies.
• Strong stakeholder management and presentation skills.
• Degree in a quantitative field (Maths, Stats, Economics, CS).

Responsibilities

• Developing and optimising acquisition and customer management credit risk strategies.
• Building and enhancing scorecards, affordability models, lending policies, pricing and limit strategies.
• Conducting portfolio analysis, monitoring performance trends and identifying opportunities for improvement.
• Working with internal, bureau and alternative data sources to support decision-making.
• Presenting recommendations and strategy changes to senior stakeholders and risk committees.

Skills

Credit risk analytics

Analytical skills

SQL

SAS

Python

Stakeholder management

Presentation skills

Education

Degree in a quantitative discipline

Tools

SQL

SAS

Python

Job description

Harnham is recruiting a Senior Risk Analyst in Birmingham for a leading consumer lending business. The role focuses on acquisition strategy development and exposure to the full credit lifecycle in a fast-paced environment.

You will work with large datasets, build and optimise lending strategies, scorecards and affordability models, and present findings to senior stakeholders and risk committees.