Senior QA Credit Risk Manager

Broadgate; Greater London; Hybrid; GBP 75,000 - 95,000; Full time

Benefits offered by this job

Competitive package and benefits

Significant stakeholder exposure

Job summary

Broadgate is seeking a Senior Manager – Credit Assurance in London (Hybrid Working). This role involves leading quality assurance activities in credit risk, reviewing underwriting decisions, and enhancing governance across specialist lending portfolios. Candidates should have strong backgrounds in credit underwriting and risk oversight, alongside excellent analytical and communication skills. The company offers a competitive package and benefits, with significant exposure to senior stakeholders in risk and credit leadership.

Qualifications

• Significant hands-on underwriting experience within commercial, real estate, and specialist finance lending.
• Experience in Credit Risk, Credit Oversight, Quality Assurance, or second line risk functions.
• Strong understanding of credit risk frameworks and governance.

Responsibilities

• Lead second line Credit Quality Assurance activity across specialist lending portfolios.
• Conduct reviews of credit underwriting quality and adherence to policies.
• Challenge underwriting rationale and produce insightful reports for governance committees.

Skills

Credit underwriting

Credit risk oversight

Quality assurance

Analytical skills

Stakeholder management

Education

Relevant professional qualifications (CIA, CRMA, CFA or similar)

Job description

Senior Manager – Credit Assurance – 2nd line

London (Hybrid Working)

A growing UK specialist SME bank is seeking an experienced Senior Manager – Credit Quality Assurance to join its second line Credit Risk function.

This is a senior oversight role suited to an individual with a strong underwriting background who has moved into, or is looking to move into, a broader credit risk oversight and quality assurance position. The successful candidate will bring deep experience of credit underwriting standards, transaction assessment and credit decisioning within banking or specialist lending environments.

The Opportunity

Reporting into senior Credit Risk leadership, you will lead second line Credit Assurance activity across specialist lending portfolios, providing independent oversight, constructive challenge and early identification of emerging credit and regulatory risks. The role requires an individual capable of reviewing complex credit decisions and underwriting rationale with credibility, confidence and commercial judgement. You will work closely with senior stakeholders across Risk, Credit and the wider business to strengthen governance, improve consistency of underwriting standards and enhance overall credit quality.

Key Responsibilities

• Lead and develop second line Credit Quality Assurance activity across specialist lending portfolios
• Conduct detailed reviews of credit underwriting quality, credit decisioning and policy adherence
• Challenge underwriting rationale, structure and risk assessment across first line teams
• Produce high-quality, insightful reporting for senior governance committees
• Lead meetings with business leaders to review QA findings and agree remediation actions
• Support Credit Committee and related governance forums
• Identify emerging credit, operational and regulatory risks
• Contribute to the ongoing enhancement of credit risk frameworks, controls and reporting
• Support risk and control self-assessment (RCSA) activity within Credit Risk
• Deliver feedback, coaching and targeted training to underwriting and credit teams where required

About You

We are specifically looking for candidates with a strong background in credit underwriting alongside experience in credit risk oversight, quality assurance or credit governance.

• Significant hands‑on underwriting experience within commercial, real estate, development, bridging or specialist finance lending
• Experience within Credit Risk, Credit Oversight, Quality Assurance or broader second line risk functions
• Strong understanding of credit risk frameworks, governance and credit operations
• The ability to review and challenge complex transactions with balanced and independent judgement
• Experience gained within banking, challenger banking or specialist lending environments
• Excellent analytical, communication and stakeholder management skills
• Experience producing senior management and committee reporting
• Relevant professional qualifications (CIA, CRMA, CFA or similar) advantageous

Additional Information

• Hybrid working model (London-based)
• Senior stakeholder exposure across Risk and Credit leadership
• Opportunity to contribute to the evolution of a growing specialist lender
• Competitive package and benefits available

For a confidential discussion or to express interest, please apply directly or contact us privately for further information.