Senior Credit Risk Specialist

Vallum; Greater London; Hybrid; GBP 90.000 - 120.000; Vollzeit

Zusammenfassung

Vallum is seeking a Senior Credit Risk Specialist/Credit Risk Review Consultant in London with a focus on independent reviews of credit risk management frameworks and asset quality across UK retail and SME banking sectors. The role requires extensive experience in credit risk management, portfolio analysis, and regulatory assessment, with exposure to IFRS 9, IRB models, and stress testing.

The candidate will lead reviews, assess provisioning methodologies, and communicate findings to senior

Qualifikationen

• Extensive experience in UK retail and/or SME credit risk.
• Experience with Credit Asset Quality Reviews.
• Experience in governance and regulatory frameworks.

Aufgaben

• Lead independent reviews of credit risk management frameworks and credit asset quality across UK retail and SME banking institutions.
• Evaluate credit risk models and provisioning methodologies.
• Communicate findings to senior stakeholders and support regulatory assessments.

Kenntnisse

Credit risk

Portfolio analysis

Regulatory review

IFRS 9

IRB models

Credit provisioning

Credit forecasting

Governance

Stakeholder management

Communication skills

SC clearance

Jobbeschreibung

Job Title: Senior Credit Risk Specialist/Credit Risk Review Consultant

Location: Moorgate, London (50% hybrid)

Security Clearance: SC clearance required

End Client: Confidential - Central Banking/Financial Regulatory Sector

Role Overview

• We are seeking an experienced Senior Credit Risk Specialist to support a major organisation within the UK financial regulatory sector.
• The successful candidate will lead independent reviews of credit risk management frameworks and credit asset quality across UK retail and SME banking institutions.
• This position requires extensive experience in credit risk management, portfolio analysis, regulatory assessment and the evaluation of credit risk models.

Essential Skills and Experience

• Extensive experience in UK Retail Banking and/or SME Banking credit risk.
• Strong background in Credit Asset Quality Reviews and Credit Risk Management Framework Reviews.
• Credit portfolio risk management experience gained within a bank, financial regulator or similar institution.
• Good understanding of IFRS 9, IRB models, credit stress testing and credit risk forecasting.
• Experience assessing credit provisioning methodologies and loan portfolio quality.
• Strong knowledge of credit risk governance, risk appetite, Three Lines of Defence and regulatory frameworks.
• Excellent quantitative and qualitative analytical capabilities.
• Strong stakeholder management, reporting and communication skills.
• Ability to lead independent reviews and communicate findings to senior stakeholders.
• SC security clearance required.