Senior Protection Advisor

strukta Group Ltd; Frimley; Hybrid; GBP 35,000 - 70,000; Full time

Job summary

Michael Usher Mortgage Services in Frimley, Surrey, seeks a Senior Protection Adviser for a full-time, hybrid role. You will advise personal and business clients by phone, online and face-to-face, recommending protection solutions tailored to their needs.

Your duties include building relationships with advisers, converting leads, completing fact finds, researching products, submitting applications and maintaining CPD standards. A basic salary plus uncapped commission applies.

Qualifications

• Experience in protection, insurance or financial services required.
• Able to discuss protection products clearly and advise on solutions.
• Must be within commuting distance of Frimley office.

Responsibilities

• Maintain and build relationships with Mortgage Advisers, Commercial Advisers and introducers.
• Convert leads into written business, achieving sales and conversion targets.
• Complete thorough Fact Finds, including business structures and liabilities where necessary.
• Advise on personal and business products, such as: Life insurance, critical illness cover, income protection, family income benefit, executive income protection, relevant life, key person and shareholder protection.
• Research products across a range of providers.
• Explain complex protection arrangements clearly.
• Complete medical underwriting requirements.
• Submit applications via provider and CRM systems.
• Prepare rationale for recommendation reports.
• Pass compliant cases to admin.
• Maintain up-to-date market knowledge, maintaining minimum CPD requirements.

Skills

Protection knowledge

Sales experience

Client relationship management

Financial services compliance

Tools

CRM software

Job description

Michael Usher Mortgage Services is a financial services company headquartered in Frimley, Surrey, and serves clients across the United Kingdom. Specialising in personalised mortgage and protection advice, the company is committed to simplifying the mortgage process for its clients. With a focus on tailored solutions, Michael Usher Mortgage Services has established itself as a trusted partner in helping individuals and families secure the best financial options for their needs.

Role Description

This is a full-time, hybrid role for a Senior Protection Adviser. Applicants must be within a commutable distance of the Frimley office.

The main purpose of this role is to advise clients (both personal and business) over the phone, online and face to face, recommending suitable protection solutions based on their needs and circumstances.

The Senior Protection Adviser will be responsible for delivering high-quality financial advice focused on protection products and services, maintaining a strong emphasis on client engagement and relationship management.

This is a permanent employed position with a basic salary plus uncapped commission

Previous experience in protection, insurance, financial services, or a related sales environment is essential, as candidates should be confident in discussing protection products and delivering excellent customer service.

• Maintain and build relationships with Mortgage Advisers, Commercial Advisers and introducers.
• Convert leads into written business, achieving sales and conversion targets.
• Complete thorough Fact Finds, including business structures and liabilities where necessary.
• Advise on personal and business products, such as: Life insurance, critical illness cover, income protection, family income benefit, executive income protection, relevant life, key person and shareholder protection.
• Research products across a range of providers.
• Explain complex protection arrangements clearly.
• Complete medical underwriting requirements.
• Submit applications via provider and CRM systems.
• Prepare rational for recommendation reports.
• Pass compliant cases to admin.
• Maintain up-to-date market knowledge, maintaining minimum CPD requirements.