Protection Advisor

talentATS; Frimley; On-site; GBP 50,000 - 65,000; Full time

Job summary

talentATS in Frimley is seeking a full-time Protection Adviser to provide personalized advice on protection solutions for clients. Responsibilities include maintaining relationships with advisers, achieving sales targets, and completing necessary paperwork for recommendations. This role offers a basic salary plus commission with an on-target earnings (OTE) potential of £50-65k in the first year. The ideal candidate will have strong client engagement and relationship management skills, ensuring effective communication and product understanding.

Qualifications

• Experience advising on protection products like life insurance and income protection.
• Strong communication skills for client interactions.
• Ability to maintain and build relationships with stakeholders.

Responsibilities

• Advise clients over the phone and in-person on protection solutions.
• Convert leads into business by achieving sales targets.
• Complete detailed client fact finds and medical underwriting.

Skills

Client engagement

Relationship management

Sales conversion

Job description

Company Description

Michael Usher Mortgage Services is a financial services company headquartered in Frimley, Surrey, and serves clients across the United Kingdom. Specialising in personalised mortgage and protection advice, the company is committed to simplifying the mortgage process for its clients. With a focus on tailored solutions, Michael Usher Mortgage Services has established itself as a trusted partner in helping individuals and families secure the best financial options for their needs.

Role Description

This is a full‑time, on‑site role in Frimley for a Protection Adviser. The main purpose is to advise clients (both personal and business) over the phone, online and face‑to‑face, recommending suitable protection solutions based on their needs and circumstances.

The Protection Adviser will be responsible for delivering high‑quality financial advice focused on protection products and services, maintaining a strong emphasis on client engagement and relationship management.

This is a permanent employed position with a basic salary plus commission. OTE £50‑65k in year one.

Key Deliverables & Responsibilities

• Maintain and build relationships with Mortgage Advisers, Commercial Advisers and introducers.
• Convert leads into written business, achieving sales and conversion targets.
• Complete thorough Fact Finds, including business structures and liabilities where necessary.
• Advise on personal and business products, such as Life insurance, critical illness cover, income protection, family income benefit, executive income protection, relevant life, key person and shareholder protection.
• Research products across a range of providers.
• Explain complex protection arrangements clearly.
• Complete medical underwriting requirements.
• Submit applications via provider and CRM systems.
• Prepare rational for recommendation reports.
• Pass compliant cases to admin.
• Maintain up‑to‑date market knowledge, maintaining minimum CPD requirements.