Senior Product Manager (Payments Platform)

Ryft; Manchester; Hybrid; GBP 90,000 - 130,000; Full time

Job summary

Ryft, a high-growth fintech start-up in the UK, is seeking a Senior Product Manager to define and drive the next generation of the payments platform. You will bridge Exec/Sales with Software Engineering, translating vision into an executable roadmap and features for global marketplaces and merchants.

The role is hybrid, based in central Manchester with two in-office days per week. You will shape the future of payments, stay ahead of regulatory changes like PSD3, and measure feature impact using

Qualifications

• Fintech/Payments background with B2B product experience.
• Strong ability to translate business needs into actionable tech requirements.
• Data-driven prioritisation to protect platform integrity.

Responsibilities

• Own strategic roadmap in collaboration with Exec/Sales and engineering teams.
• Translate commercial needs into clear technical requirements and user stories.
• Collaborate with engineering to deliver features to Ryft customers on time.
• Balance priorities between sales requests and long-term platform scalability.
• Monitor market trends and regulatory changes to stay compliant and competitive.
• Define KPIs and measure impact of new features.

Skills

Fintech/payments background

Strategic communication

Prioritisation

Technical literacy

Agile leadership

Job description

Ryft is a high-growth fintech start-up building the payments platform that powers marketplaces and merchants globally. We handle the secure processing, splitting, and movement of money at scale, so our customers can focus on their business instead of the complexity of payments. We're growing fast, and every hire has a real impact on our trajectory.

About the Job

Are you a strategic thinker who loves the intersection of business, technology, and finance? We are looking for a Senior Product Manager to join Ryft, a high-growth fintech start-up, to help define and drive the next generation of our payments platform.

In this pivotal role, you will act as the bridge between our Executive/Sales teams and our Software Engineering teams. You will be responsible for translating high-level business vision and commercial requirements into a concrete, executable product roadmap. You won't just be managing features; you'll be shaping the future of how marketplaces and merchants handle payments globally.

This is a hybrid role based in central Manchester, with 2 days per week in the office.

Responsibilities

• Strategic Roadmap Ownership: Work directly with the Exec and Sales teams to identify market opportunities and define the features that keep the Ryft Payments Platform at the cutting edge.
• Bridge Sales & Engineering: Translate complex commercial needs and customer feedback into clear, actionable technical requirements and user stories for our engineering squads.
• End-to-End Delivery: Collaborate closely with Software Engineering to ensure features are built to a high standard and delivered on time for Ryft customers.
• Stakeholder Management: Balance competing priorities between sales-led requests and long-term platform scalability, keeping all parties aligned and informed.
• Market & Regulatory Insight: Stay ahead of industry trends and regulatory changes (like PSD3) to ensure Ryft remains compliant and competitive.
• Product Success: Define and track key performance metrics to measure the impact of new features and inform future iterations.

Experience & Skills Required

• Fintech/Payments Background: Proven experience managing B2B or Fintech products, ideally with a deep understanding of the payment value chain (Gateways, Acquirers, etc.).
• Strategic Communication: Exceptional ability to communicate with both executive leadership and technical teams, translating "business-speak" into "dev-speak" and vice-versa.
• Prioritisation Excellence: A data-driven approach to prioritisation, with the ability to say "no" or "not now" to protect the platform's integrity.
• Technical Literacy: While you don't need to write code, you should be comfortable discussing system architecture and technical constraints with senior engineers.
• Agile Leadership: Experience working in fast-paced, high-growth startup environments using Agile methodologies to deliver complex products.

Nice to Have

• Marketplace Experience: Familiarity with automated merchant onboarding and marketplace settlement flows.
• Regulatory Knowledge: Experience navigating financial compliance and regulatory landscapes.

Why Ryft?

At Ryft, we value a "founder's mindset." You will have a massive impact on our trajectory and the autonomy to own significant parts of our product strategy. If you thrive in a collaborative, fast-paced environment and want to build the future of fintech, we want to hear from you.

Right to Work: Applicants must have the right to work in the UK.