Senior Product Engineer, Risk Governance & Data

Xapply; Greater London; Hybrid; GBP 90,000 - 120,000; Full time

Job summary

Wise is hiring a Senior Product Engineer for the Risk & Control Governance team. You will build governance, assurance, and data foundations that ensure risk decisions are trustworthy, auditable, and scalable. You will intersect with Risk API, Product, and FinCrime to embed governance into the core platform.

Your role focuses on data trust, continuous assurance, and explainability, delivering end-to-end auditability and scalable solutions for risk across diverse domains.

Qualifications

• Strong Backend Engineering: proven experience building high-throughput, data-intensive systems in Java.
• Data Engineering Aptitude: experience with data quality frameworks and data lineage tracking.
• Systems Thinking: understand complex distributed systems and design robust, maintainable solutions.
• Ownership & Autonomy: ability to operate with ambiguity and drive delivery end-to-end.
• Collaborative Mindset: work across Risk API, Product, and FinCrime stakeholders.

Responsibilities

• Build Data Trust: Implement data quality monitoring, data contracts, and lineage tracking that give the organisation full traceability from risk decisions back to source data.
• Deliver Continuous Assurance: Design and build automated monitoring systems that continuously validate control effectiveness — detecting drift, false positives/negatives, and coverage gaps before they become incidents.
• Enable Auditability: Create audit trail infrastructure and explainability tooling that dramatically reduces the effort required for regulatory reporting and compliance evidence generation.
• Integrate with Risk API: Work closely with the Risk API team to embed governance and assurance capabilities into the core platform, ensuring clean integration points and shared data contracts.

Skills

Java

Kafka

SQL

NoSQL

Data quality

Data lineage

Distributed systems

Ownership

Collaboration

Tools

Kafka

SQL

NoSQL

Job description

Wise is hiring a Senior Product Engineer for the Risk & Control Governance team. You will build governance, assurance, and data foundations that ensure risk decisions are trustworthy, auditable, and scalable. You will intersect with Risk API, Product, and FinCrime to embed governance into the core platform.

Your role focuses on data trust, continuous assurance, and explainability, delivering end-to-end auditability and scalable solutions for risk across diverse domains.