Senior Pricing Analyst

Harnham; Cardiff; On-site; GBP 54,000 - 66,000; Full time

Job summary

Harnham, a leading UK financial services analytics specialist, is hiring a Senior Pricing Analyst to join its growing lending team in Cardiff. You will leverage data analysis, SQL, and Python to shape pricing strategies, forecast performance, and support commercial decisions with senior stakeholders.

You will analyse large datasets, build pricing models, monitor portfolio performance, and translate insights into actionable recommendations that improve customer outcomes and business results.

Qualifications

• 2+ years in pricing, analytics, credit risk, or commercial strategy.
• Strong understanding of pricing methodologies and how pricing decisions impact business performance.
• Advanced SQL skills to extract, manipulate and analyse large datasets.
• Experience with Python for modelling, analysis, or automation is beneficial.
• Ability to communicate complex analytical findings clearly to stakeholders.
• Degree educated in a quantitative or analytical subject.

Responsibilities

• Analysing large and complex datasets to identify pricing opportunities and support strategic decision-making.
• Developing and maintaining pricing and forecasting models using SQL, Excel, and Python.
• Monitoring portfolio performance and investigating key trends, risks, and customer behaviour.
• Recommending pricing changes and presenting evidence-based insights to senior stakeholders.
• Supporting the evolution of pricing strategies across lending products and new market opportunities.

Skills

Pricing analytics

SQL

Python

Stakeholder communication

Education

Quantitative degree

Tools

SQL

Python

Job description

Harnham are working with a leading UK financial services business to hire a Senior Pricing Analyst into a growing lending function. This is an excellent opportunity for an experienced pricing professional to influence commercial strategy, work on high-impact analytical projects, and collaborate with highly technical teams.

THE COMPANY

Harnham are working with a leading UK financial services organisation that is continuing to invest in the growth of its lending and consumer finance products. With a strong focus on data-driven decision making, the business combines analytical rigour with commercial insight to optimise pricing strategies and deliver better customer outcomes. Employees benefit from a collaborative, non-hierarchical culture where innovation is encouraged, ideas are valued, and there are excellent opportunities to learn from experienced technical and analytical professionals.

THE ROLE

This Senior Pricing Analyst position sits within a growing lending and pricing team, supporting the development and optimisation of pricing strategies. You will use data analysis, modelling, and commercial insight to make recommendations that improve business performance and customer outcomes.

Specifically, you can expect to be involved in:

• Analysing large and complex datasets to identify pricing opportunities and support strategic decision-making.
• Developing and maintaining pricing and forecasting models using SQL, Excel, and Python.
• Monitoring portfolio performance and investigating key trends, risks, and customer behaviour.
• Recommending pricing changes and presenting evidence-based insights to senior stakeholders.
• Supporting the evolution of pricing strategies across lending products and new market opportunities.

SKILLS AND EXPERIENCE

The successful Senior Pricing Analyst must have the following skills and experience:

• At least 2+ years of experience in a pricing, analytics, credit risk, or commercial strategy role.
• Strong understanding of pricing methodologies and how pricing decisions impact business performance.
• Advanced SQL skills with the ability to extract, manipulate, and analyse large datasets.
• Experience working with Python for modelling, analysis, or automation is beneficial.
• Ability to communicate complex analytical findings clearly to a range of stakeholders.
• Degree educated in a quantitative or analytical subject.

BENEFITS

The successful Senior Pricing Analyst will receive a salary up to £60,000.