Senior Pricing Analyst — Lending Strategy & Modelling

Harnham; Cardiff; On-site; GBP 54,000 - 66,000; Full time

Job summary

Harnham, a leading UK financial services analytics specialist, is hiring a Senior Pricing Analyst to join its growing lending team in Cardiff. You will leverage data analysis, SQL, and Python to shape pricing strategies, forecast performance, and support commercial decisions with senior stakeholders.

You will analyse large datasets, build pricing models, monitor portfolio performance, and translate insights into actionable recommendations that improve customer outcomes and business results.

Qualifications

• 2+ years in pricing, analytics, credit risk, or commercial strategy.
• Strong understanding of pricing methodologies and how pricing decisions impact business performance.
• Advanced SQL skills to extract, manipulate and analyse large datasets.
• Experience with Python for modelling, analysis, or automation is beneficial.
• Ability to communicate complex analytical findings clearly to stakeholders.
• Degree educated in a quantitative or analytical subject.

Responsibilities

• Analysing large and complex datasets to identify pricing opportunities and support strategic decision-making.
• Developing and maintaining pricing and forecasting models using SQL, Excel, and Python.
• Monitoring portfolio performance and investigating key trends, risks, and customer behaviour.
• Recommending pricing changes and presenting evidence-based insights to senior stakeholders.
• Supporting the evolution of pricing strategies across lending products and new market opportunities.

Skills

Pricing analytics

SQL

Python

Stakeholder communication

Education

Quantitative degree

Tools

SQL

Python

Job description

Harnham, a leading UK financial services analytics specialist, is hiring a Senior Pricing Analyst to join its growing lending team in Cardiff. You will leverage data analysis, SQL, and Python to shape pricing strategies, forecast performance, and support commercial decisions with senior stakeholders.

You will analyse large datasets, build pricing models, monitor portfolio performance, and translate insights into actionable recommendations that improve customer outcomes and business results.