Senior Paraplanner: Financial Planning & Research Lead

7IM; Princes Gate; On-site; GBP 30,000 - 45,000; Full time

Job summary

7IM is seeking a Paraplanner to work with advisers across the group, producing clear, compliant reports for wrappers, pensions, ISA and GIA transfers, and investment top-ups. You will research, model cash flows, and support SoS decisions while mentoring junior staff.

You will ensure accurate client communications, manage workloads, and keep up with FCA rules and internal standards within the Xplan system.

Qualifications

• Experience in report writing is essential
• Minimum of 1-2 years’ experience as a Level 1 Paraplanner
• Product knowledge of pensions, bonds and other wrappers
• Good working knowledge of Microsoft Office applications, specifically Excel

Responsibilities

• Create clear standard advice reports covering new wrappers, pension, ISA and GIA transfers, and investment top-ups, ensuring recommendations are clearly articulated, suitable for the client’s circumstances, and compliant with regulatory and internal quality standards
• Carry out detailed research and cash flow modelling using appropriate tools and assumptions to support financial planning recommendations, assess long-term sustainability, and clearly demonstrate suitability for the client
• Assist with accurate financial calculations, including Capital Gains Tax (CGT) and detailed cost comparisons, to support client recommendations and suitability assessments
• Provide support and guidance to Level 1 Paraplanners and be prepared to take ownership of Statements of Suitability (SoS), withdrawal and fund switch recommendations when required to ensure workloads are appropriately shared across the team
• Ensuring the accuracy, appropriateness, and timely delivery of all client communications, including emails, letters, and reports
• Mentor and train Client Service Associates, actively sharing knowledge and best practice to ensure errors are minimised, and the highest level of client service is delivered
• Manage own workloads, ensuring the best client experience is provided
• Ensure advice files are fully compliant and accurately maintained within our Practice Management System (Xplan)
• Liaise with third-party stakeholders such as accountants, lawyers, and service providers where relevant to provide/obtain information for mutual clients
• Participate in any projects and relevant business initiatives when required
• Complete monthly compliance modules in a timely fashion before deadlines
• Continually look at ways to enhance operational systems and procedures to maximise efficiencies e.g. Xplan (practice management system)
• Continually suggesting realistic and appropriate improvements and solutions to problems to your line manager and others across 7im and update/create procedures as and when required
• Subscribe to 7IMs declared Mission and Tenets, & to Treating Customers Fairly (TCF) initiatives
• Keep ahead of FCA rules and regulatory changes, embedding compliance into daily practice
• Ensure the 7IM VPVPs (Vision, Purpose, Values and Personalities) are followed throughout your working practices
• Other duties, as reasonably required by the line manager

Skills

Accuracy

Client service

Initiative

Communication

Multi-tasking

Adaptability

Research tools

Xplan experience

Education

CII Level 4 Financial Planning qualification or working towards

Numeracy & literacy to A level/Higher

Tools

Xplan

FE Analytics

Microsoft Excel

Job description

7IM is seeking a Paraplanner to work with advisers across the group, producing clear, compliant reports for wrappers, pensions, ISA and GIA transfers, and investment top-ups. You will research, model cash flows, and support SoS decisions while mentoring junior staff.

You will ensure accurate client communications, manage workloads, and keep up with FCA rules and internal standards within the Xplan system.