Senior Motor Trade Underwriter

Allianz UK; Southampton; Hybrid; GBP 52,000 - 62,000; Full time

Benefits offered by this job

Flexible holidays

Hybrid working

Bonus scheme

Pension scheme

Development days

Product discounts

Retail discounts

Volunteering days

Job summary

Allianz UK is seeking an experienced Senior Motor Trade Underwriter to take ownership of complex, high-value new business and build strong broker relationships. This hybrid role offers visibility and impact within a fast-growing national Centre of Excellence.

You will develop a profitable pipeline, deliver high-quality underwriting decisions, and collaborate across distribution, operations and underwriting teams. Salary circa £55,000 with flexible benefits.

Qualifications

• Proven underwriting experience in Motor Trade insurance.
• Strong risk assessment for complex/high-value risks.
• Negotiation and influencing skills with brokers.
• Excellent relationship management and communication.
• Strong analytical and numerical decision-making.
• Solid understanding of the UK general insurance market.

Responsibilities

• Underwrite and negotiate Motor Trade business with high-value risks.
• Develop and manage a new business pipeline with profitable outcomes.
• Build and maintain strong broker relationships.
• Engage with brokers through meetings and market activity.
• Hit financial and operational performance targets.
• Collaborate with distribution, operations and underwriting teams.
• Provide guidance on referrals and sign-off referrals for lower license levels.
• Deliver high-quality service with sound underwriting judgement.

Skills

Motor Trade underwriting

Technical underwriting

Negotiation

Relationship management

Analytical thinking

UK general insurance

Job description

We’re looking for an experienced Senior Motor Trade Underwriter to join our National Centre of Excellence. You’ll take ownership of complex, high‑value new business, build strong broker relationships, and help drive profitable growth. This is a pivotal role within Allianz UK’s ambition to become the UK’s number one commercial insurer, offering real influence, visibility, and impact in a fast‑growing, market‑leading team. You’ll participate in the Allianz Global P&C Academy, enhancing your skills in underwriting, risk engineering, pricing, and claims management while exchanging best practices across the Allianz Group. Allianz Insurance supports professional qualifications, such as IFoA and CII, where considered appropriate for business and individuals. This is a hybrid role will involve working from home combined with a minimum of 2-3 days per week in one of our offices in Glasgow, Birmingham, Manchester, Leeds, Chelmsford, Bristol or Southampton.

Salary Information

Pay: Circa £55,000 per year.

Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.

About You

• Underwrite and negotiate new and existing Motor Trade business, including complex and higher-value risks, in line with Allianz underwriting standards and risk appetite.
• Develop and manage a new business pipeline, converting opportunities into profitable outcomes.
• Build and maintain strong, trusted broker relationships, acting as a visible and credible underwriting partner.
• Actively engage with brokers through face‑to‑face meetings, networking, and market activity where required.
• Achieve agreed financial and operational performance targets, supporting sustainable growth.
• Collaborate effectively with distribution, operations, and underwriting colleagues to deliver seamless customer outcomes.
• Providing support and guidance to colleagues on lower license levels, signing off referrals and working on quality assurance
• Deliver a consistently high‑quality service, applying sound underwriting judgement and analytical rigour to every decision.

Essential Skills

• Proven experience underwriting Motor Trade commercial insurance.
• Strong technical underwriting and risk assessment capability, including complex or non‑standard risks.
• Demonstrated trading, negotiation, and influencing skills.
• Excellent relationship management and communication skills.
• Strong analytical, numerical, and decision‑making ability.
• Good understanding of the UK general insurance market.

Desirable Skills

• Experience in a new business or growth‑focused underwriting role.
• Experience working within, or supporting, a Centre of Excellence or national operating model.
• Responsible use of digital or AI‑enabled underwriting tools to enhance service and decision‑making.

What We Will Offer You

Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from‑ so you can pick a package that’s perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That’s on top of enjoying all the benefits you’d expect from the world’s number one insurance brand, including:

• Flexible buy/sell holiday options
• Hybrid working
• Annual performance related bonus
• Contributory pension scheme
• Development days
• A discount up to 50% on a range of insurance products including car, home and pet
• Retail discounts
• Volunteering days

Our Ways of Working

Do you need flexibility with the hours you work? Let us know as part of your application and if it’s right for our customers, our business and for you, then we’ll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.

Inclusive Support & Accessibility

At Allianz, we are committed to fostering building an inclusive, accessible workplace where everyone can thrive. As a Disability Confident employer, we welcome applications from disabled and neurodivergent candidates and offer tailored adjustments throughout the recruitment process and in the workplace, whether that’s assistive technology, ergonomic equipment, flexible working arrangements, mentoring or coaching. We want to encourage candidates to speak with us about any adjustments they may need. We’re here to support you.

If you have a disability or long‑term health condition and meet the essential criteria, you can choose to be considered through our Offer an Interview Scheme.

Closing date 11/09/26

We reserve the right to close the advert early if we reach enough applications.

105368 | Underwriting | Professional | Non-Executive | Allianz UK | Full-Time | Permanent

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