Senior Mortgage Pricing Leader - Data-Driven Growth

HSBC; Leeds; Hybrid; GBP 85,000 - 120,000; Full time

Benefits offered by this job

Private healthcare

Contributory pension scheme

Hybrid working

Job summary

HSBC is seeking an experienced Lead Product Owner for Mortgage Pricing to shape pricing strategy and drive growth within the UK lending portfolio. The role operates in a hybrid setup with base locations including Birmingham, Leeds, Sheffield or Chester, and collaborates across Product, Finance and risk teams.

You will lead pricing governance, develop models, and leverage analytics to optimise portfolio performance while ensuring regulatory compliance and customer value.

Qualifications

• Extensive experience in UK mortgage pricing and related lending disciplines.
• Strong knowledge of mortgage products, customer segments, and profitability drivers.
• Experience with pricing governance and regulatory requirements.

Responsibilities

• Build and enhance pricing models and forecasting to support decisions.
• Manage mortgage pricing across new business and retention.
• Translate funding and risk considerations into pricing recommendations.
• Monitor market trends and competitor activity to inform pricing actions.
• Provide commercial insight and recommendations to senior stakeholders.
• Improve mortgage pricing capability through data, automation, and processes.
• Ensure pricing models are governed, monitored and maintained.
• Collaborate with Product and Finance for governance and controls.
• Coordinate with Financial Modelling to align assumptions.
• Act as SME for mortgage pricing to drive best-in-class capability.

Skills

Mortgage pricing expertise

Stakeholder management

Analytical thinking

Pricing governance

Regulatory knowledge

Tools

SQL

SAS

Python

GCP

BigQuery

Looker

Job description

HSBC is seeking an experienced Lead Product Owner for Mortgage Pricing to shape pricing strategy and drive growth within the UK lending portfolio. The role operates in a hybrid setup with base locations including Birmingham, Leeds, Sheffield or Chester, and collaborates across Product, Finance and risk teams.

You will lead pricing governance, develop models, and leverage analytics to optimise portfolio performance while ensuring regulatory compliance and customer value.