Senior Lead, Decision Science & Credit Modelling

Secure Trust Bank PLC; Blossomfield; In loco; GBP 90.000 - 130.000; Tempo pieno

Vantaggi offerti da questo lavoro

Discretionary bonus

Matched pension

25 days leave + birthday off

Wellbeing hour

Flexible benefits

Life assurance

Volunteer days & charity fundraising

Career development

Impact in regulated organisation

Descrizione del lavoro

Secure Trust Bank is seeking a Senior Manager – Decision Science to lead end-to-end delivery of credit models and analytics for consumer portfolios. The role combines hands-on modelling with technical leadership, mentoring a team of Decision Scientists and analysts.

You will modernise the modelling environment, establish robust development and monitoring standards, and translate analytical outputs into practical credit strategies that improve portfolio outcomes and customer protection.

Competenze

• Experience in Decision Science or credit risk modelling within regulated financial services.
• Proven track record in developing and implementing scorecards and predictive models used in live lending decisions.
• Strong governance, monitoring and model lifecycle understanding.

Mansioni

• Lead development and optimisation of credit risk and decisioning models across the customer lifecycle.
• Build and enhance application scorecards and behavioural models.
• Develop predictive models including propensity, profitability and segmentation.
• Apply advanced statistical and ML techniques to drive outcomes.
• Own model monitoring and governance with champion/challenger frameworks.
• Ensure robust documentation, controls and regulatory compliance.

Conoscenze

Decision Science

Credit risk modelling

Analytical leadership

Stakeholder management

Strategic thinking

Strumenti

Python

SQL

SAS

R

Descrizione del lavoro

Secure Trust Bank is seeking a Senior Manager – Decision Science to lead end-to-end delivery of credit models and analytics for consumer portfolios. The role combines hands-on modelling with technical leadership, mentoring a team of Decision Scientists and analysts.

You will modernise the modelling environment, establish robust development and monitoring standards, and translate analytical outputs into practical credit strategies that improve portfolio outcomes and customer protection.