Senior Decision Science Lead: Credit Risk & Strategy

Secure Trust Bank Ltd; Metropolitan Borough of Solihull; On-site; GBP 90,000 - 115,000; Full time

Benefits offered by this job

Discretionary bonus

Matched pension

25 days leave

Wellbeing hour

Private healthcare

Volunteer days

Flexible working

Career progression

Job summary

Secure Trust Bank is seeking a Senior Manager in Decision Science to lead end-to-end development of credit models and predictive solutions for consumer portfolios. You will stay hands-on with data and code while guiding a team, turning strategy into high-quality delivery under the Head of Decision Science.

You'll modernise the modelling environment, ensure governance, and translate insights into practical credit strategies across customer selection, affordability, and portfolio decisioning.

Qualifications

• Advanced statistics and modelling experience in credit risk.
• Strong programming skills in Python and SQL.
• Experience leading analytics teams and delivering consumer lending models.

Responsibilities

• Lead development and deployment of credit risk models across the customer lifecycle.
• Build and enhance scorecards and behavioural models for lending decisions.
• Translate analytical findings into actionable recommendations for stakeholders.

Skills

Python

SQL

Machine Learning

Credit risk modelling

Leadership

Education

Master's degree in a quantitative field

Tools

SAS

R

Job description

Secure Trust Bank is seeking a Senior Manager in Decision Science to lead end-to-end development of credit models and predictive solutions for consumer portfolios. You will stay hands-on with data and code while guiding a team, turning strategy into high-quality delivery under the Head of Decision Science.

You'll modernise the modelling environment, ensure governance, and translate insights into practical credit strategies across customer selection, affordability, and portfolio decisioning.