Senior Innovation Product Manager

HSBC Group; Greater London; On-site; GBP 85,000 - 120,000; Full time

Benefits offered by this job

private healthcare for all UK-based em

enhanced maternity and adoption pay

a contributory pension scheme with a

Job summary

HSBC Global Trade Solutions in the UK seeks a Senior Product Manager to shape the innovation agenda for the Global Trade Products portfolio, connecting client demand with fintech capabilities and turning ideas into practical outcomes.

You will partner with Product Directors across Traditional and Structured Trade to identify technologies like generative AI, digital currencies and APIs that improve trade finance.

Qualifications

• Proven product management experience in transaction banking or trade finance.
• Strong knowledge of digitisation and client-focused improvements.
• Experience with fintech partnerships and APIs.
• Ability to translate client needs into commercial propositions.
• Familiarity with distributed ledger technology and digital currencies.

Responsibilities

• Set the innovation strategy and portfolio priorities for Global Trade Products.
• Shape opportunities to digitise Documentary Trade and improve speed and transparency.
• Develop and commercialise new trade propositions with cross-functional teams.
• Assess use cases for generative AI, agentic AI, digital currencies, and other technologies in trade finance.
• Engage clients to understand evolving trade needs and translate into enhancements.
• Build engagement with fintechs and ecosystems using APIs and distributed ledger tech.
• Influence industry standards to improve interoperability.
• Govern initiatives within HSBC's risk and control framework across stakeholders.
• Develop business cases with measurable KPIs and benefits.
• Deliver cross-functional programmes from concept to scale and adoption.
• Demonstrate product governance and regulatory risk compliance.

Skills

Product management

Innovation strategy

Trade finance

Digital platforms & APIs

AI and fintech awareness

Stakeholder engagement

Regulated environment

Job description

• Set the innovation strategy and portfolio priorities across Global Trade Products, including roadmaps, outcomes and a clear path from concept to scale


• Shape opportunities to digitise Documentary Trade, simplifying processes and reducing manual intervention to improve speed, transparency and client experience


• Develop and commercialise new trade propositions, partnering across Product, Sales, Client Management, Operations and Technology


• Assess use cases for generative AI, agentic AI, digital currencies, emerging payments, digital assets and other relevant technologies in trade finance


• Engage clients to understand evolving trade requirements and pain points and translate them into enhancements and new propositions aligned to Traditional Trade strategy


• Build engagement with fintechs, technology platforms and ecosystem participants including solutions leveraging APIs and distributed ledger technology


• Influence industry initiatives and standards to improve interoperability and connectivity across the trade ecosystem


• Govern innovation initiatives within HSBC's risk and control framework, partnering with Risk, Compliance, Legal, Technology and Operations to ensure solutions are practical, secure and scalable
  Bring proven trade-finance experience with a strong understanding of Documentary Trade products and processes


• Demonstrate product management, product development, commercialisation and/or implementation experience in transaction banking, trade finance or a similar regulated environment


• Apply strong knowledge of trade-finance process digitisation and where technology can improve client and operational outcomes


• Show familiarity with digital platforms, APIs, fintech solutions and emerging technologies relevant to trade including distributed ledger technology


• Evidence understanding of digital currencies and emerging payment and settlement technologies and their potential application to global trade


• Translate technology potential and client requirements into practical, commercially viable propositions with clear benefits


• Deliver complex cross-functional programmes from concept and design through pilot, implementation and business-as-usual adoption


• Operate confidently within product governance and regulated risk and control environments including third-party and implementation governance


• Develop business cases and define measurable success criteria and KPIs to track benefits realisation
  If you're looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories.

We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We have a brand-new opportunity for an experienced professional to joinGlobal Trade Solutions (GTS)in the role of Senior Product Manager.

This role shapes the innovation agenda across the Global Trade Products portfolio, connecting client demand with fintech and technology capabilities and turning ideas into practical outcomes. You'll partner with Product Directors across Traditional and Structured Trade to identify where technologies such as generative AI, agentic AI, digital currencies and digital assets can improve trade finance. Success means taking opportunities from concept to implementation and scale while improving client experience, processing efficiency, transparency, connectivity and the use of liquidity. You'll also ensure innovation initiatives operate within HSBC's risk and control framework, so solutions are secure, scalable and commercially viable.

As an HSBC employee in the UK, you will have access to tailored professional development opportunities and a competitive pay and benefits package.

• private healthcare for all UK-based employees


• enhanced maternity and adoption pay and support when you return to work


• a contributory pension scheme with a generous employer contribution

Opening up a world of opportunity

Being open to different points of view is important for our business and the communities we serve.

At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age.

We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.

We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.