Senior High Net Worth Development Underwriter

Lawes Consulting Group; Greater London; Hybrid; GBP 72,000 - 88,000; Full time

Benefits offered by this job

Company car allowance

Travel expenses for broker visits

Pension scheme

Private medical insurance

25 days annual leave

Study support for CII/ACII

Autonomy in role

Hybrid/flexible working

Job summary

Lawes Consulting Group is recruiting an HNW Development Underwriter for a hybrid role, focusing on building a profitable HNW book through broker relationships and expert underwriting. You will work with senior underwriters and the distribution team to shape pricing and broker propositions as the business grows.

The role involves underwriting new business and renewals, developing broker panels, and driving growth across your region while ensuring regulatory compliance and internal governance.

Qualifications

• Proven underwriting experience within High Net Worth / Private Client insurance.
• Strong track record of developing broker relationships and driving new business growth.
• Sound technical underwriting knowledge across household, contents, valuables, and related HNW covers.
• CII qualifications desirable but not essential; UK driving licence required.

Responsibilities

• Underwrite new business and renewals across a High Net Worth household portfolio, within authority.
• Build, develop, and manage a panel of broker relationships as a trusted contact.
• Identify new business opportunities and drive profitable growth within your territory.
• Conduct broker visits, training sessions, and presentations to strengthen relationships.
• Assess risk quality, pricing, terms, and conditions in line with underwriting appetite and guidelines.
• Monitor portfolio performance and provide MI to support decision-making.
• Support development of new products, wordings, and pricing initiatives with senior colleagues.
• Ensure compliance with regulatory requirements and governance.

Skills

Underwriting

Broker relationships

Business development

Presentations

Education

CII qualification

Job description

HNW Development Underwriter

Location: Flexible / Hybrid | Salary: Up to £80,000 + Benefits | Type: Full-Time, Permanent

About Us

We are a fast-growing Managing General Agent (MGA) specialising in High Net Worth insurance solutions. Backed by leading capacity partners, we combine underwriting expertise with a genuinely entrepreneurial culture, giving our people real ownership over how the business grows. As we continue to expand our HNW proposition, we're looking for an ambitious Development Underwriter to help drive that growth forward.

The Role

This is a fantastic opportunity for a talented underwriter to step into a development-focused role at the heart of our High Net Worth division. You'll take ownership of a portfolio of broker relationships, identifying and converting new business opportunities while nurturing existing partnerships to build a profitable, sustainable book of HNW business.

You'll work closely with senior underwriters and the wider distribution team, playing a key role in shaping our HNW strategy, pricing approach, and broker proposition as the business scales.

Key Responsibilities

• Underwrite new business and renewals across a High Net Worth household portfolio, exercising sound technical judgement within agreed authority limits
• Build, develop, and manage a panel of broker relationships, acting as a trusted point of contact and technical resource
• Proactively identify new business opportunities and drive profitable growth across your allocated territory or panel
• Conduct broker visits, training sessions, and presentations to strengthen relationships and promote the HNW proposition
• Assess risk quality, pricing, terms, and conditions in line with underwriting appetite and referral guidelines
• Monitor portfolio performance, providing MI and insight to support strategic decision-making
• Support the development of new products, wordings, and pricing initiatives alongside senior underwriting colleagues
• Ensure full compliance with regulatory requirements, underwriting standards, and internal governance

What We're Looking For

• Proven underwriting experience within High Net Worth / Private Client insurance, gained within an MGA, insurer, or broker environment
• A strong track record of developing broker relationships and driving new business growth
• Sound technical underwriting knowledge across household, contents, valuables, and associated HNW covers
• Excellent relationship-building, negotiation, and presentation skills
• Commercially minded, with the ability to spot opportunity and translate it into profitable business
• CII qualifications (or working towards) are desirable but not essential
• A full UK driving licence, as the role will involve regular broker visits

What's On Offer

• Salary up to £80,000, depending on experience
• Performance-related bonus scheme
• Company car allowance / travel expenses for broker visits
• Pension scheme with enhanced employer contributions
• Private medical insurance
• 25 days annual leave + bank holidays, rising with service
• Study support towards CII / ACII qualifications
• Genuine autonomy and a real say in shaping the future of our HNW proposition
• Hybrid and flexible working arrangements