Senior Fraud & Risk Manager

Ryft; Manchester; On-site; GBP 95,000 - 130,000; Full time

Job summary

Ryft is seeking a senior Fraud & Risk Manager to own and lead the fraud and merchant risk function as the company scales. This role combines strategic direction with hands-on analysis, overseeing fraud detection, chargebacks, and vendor relationships while building a team to support growth.

You will define detection rules, monitor fraud patterns, and ensure risk controls align with FCA expectations. The position reports into the Risk Operations function and leads a growing team.

Qualifications

• Specialist payments fraud background with hands-on detection and prevention.
• Experience owning or contributing to fraud rule definition and tuning.
• Strong understanding of chargebacks, dispute management and fraud monitoring programs.
• Experience leading or mentoring junior analysts and building a team.
• Commercially aware and able to balance risk controls with business needs.

Responsibilities

• Own fraud strategy: prevention, detection, and response across the platform and evolve as the landscape changes.
• Lead rule definition, configuration and tuning in the fraud engine, balancing risk and merchant experience.
• Monitor data feeds and scheme reporting, identify patterns and take proactive action to reduce exposure.
• Conduct chargeback fraud analysis to identify root causes and trends needing intervention.
• Manage merchant risk monitoring and disputes function, ensuring timely and accurate representment.
• Lead headcount planning and team development for the fraud and risk function.

Skills

Fraud detection

Risk management

Team leadership

Data analysis

Vendor management

Chargebacks & disputes

Regulatory compliance

Tools

Fraud.net

Sift

SEON

Stripe Radar

SQL

Job description

Ryft is seeking a senior Fraud & Risk Manager to own and lead the fraud and merchant risk function as the company scales. This role combines strategic direction with hands-on analysis, overseeing fraud detection, chargebacks, and vendor relationships while building a team to support growth.

You will define detection rules, monitor fraud patterns, and ensure risk controls align with FCA expectations. The position reports into the Risk Operations function and leads a growing team.