Senior Financial Planner

ZipRecruiter; Northampton; On-site; GBP 60,000; Full time

Job summary

A leading financial services firm is seeking a Senior Financial Planner to manage and enhance clients' financial well-being. This role focuses on client reviews, tailored financial planning, and compliance, without the pressures of sales. Ideal candidates will have significant experience and relevant qualifications, ensuring clients receive expert advice tailored to their financial objectives.

Benefits

33 holidays including bank holidays

Employer pension contribution of 6%

Annual bonus potential up to £3,600

Health & Wellness cash plan

24/7 EAP for employees and family members

Discounted gift cards

Ongoing professional development support

Qualifications

• 5 years + financial planning experience.
• Level 6 qualification or candidates with Level 4 qualification considered.
• Additional experience in financial services industry may be required.

Responsibilities

• Conduct client reviews and develop financial plans.
• Analyse financial data for potential improvements.
• Communicate with clients effectively about financial concepts.

Skills

Problem-Solving Skills

Analytical Skills

Communication Skills

Interpersonal Skills

Relationship Management

Emotional Intelligence

Technical Skills

Education

Level 6 qualification (Advanced Diploma in Financial Planning)

Level 4 qualification in Financial Planning

Tools

Financial planning software

Job description

Job Description

OVERVIEW TO COMPANY:

This professional firm brings together a wealth of experience across the financial services, insurance, and employee benefits sectors.

With roots firmly established in the services sector - over 40 years of providing financial and protection advice to both personal and corporate clients - they have plenty of practice at understanding, finding, and implementing solutions to achieving clients'? needs and objectives.

JOB TITLE: Financial Planner (Senior)

PURPOSE OF ROLE:

Working with a large diverse established client group you will act as a partner, helping individuals take control of their finances and work towards their financial objectives. You will provide a comprehensive approach to personal finance, ensuring that clients have the tools and knowledge to achieve their long-term financial security. This role is not about sales or business development, but looking after the clients we already have.

Key Responsibilities:

• Conducting Client Reviews: Gathering information about the client's financial position, goals, and risk tolerance.
• Financial Planning: Developing and implementing customised financial plans that address the client's specific needs and objectives, including retirement planning, investment strategies, and estate planning.
• Analysing and Interpreting Financial Data: Analysing client's financial information to identify potential areas for improvement and develop suitable recommendations. considering their goals, risk tolerance, and financial situation.
• Product Knowledge: Understanding various financial products like investments, pensions, and insurance, and selecting the most appropriate options for clients.
• Retirement Income Planning: Helping clients understand various retirement income options and designing plans to ensure they have sufficient funds for their retirement needs.
• Product Selection and Recommendation: Choosing and recommending appropriate financial products and services to meet the client's needs such as life insurance.
• Client Communication and Education: Communicating with clients to explain financial concepts, plan strategies, and provide ongoing support
• Regulatory Compliance: Adhering to all relevant financial regulations and ethical guidelines in the financial services industry.
• Staying Informed: Keeping up to date with the latest developments in financial services, regulations, and product offerings.
• Collaboration and Professionalism: Working effectively with other professionals including will writers, solicitors.

Skills and Qualities:

• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Deep knowledge of financial products and services.
• Understanding of relevant regulations and laws.
• Ability to explain complex financial concepts in a clear and concise manner.
• Strong work ethic and commitment to client satisfaction.
• Relationship Management
• Emotionally intelligent
• Problem-Solving Skills:Identifying and addressing client financial challenges.
• Technical Skills: Proficiency in using financial planning software and tools (IO)

Educational and Professional Requirements:

• 5 years + financial planning experience
• Level 6 qualification, such as the Advanced Diploma in Financial Planning from the Chartered Insurance Institute (CII) or a Diploma in Financial Planning from the CISI. Candidates with a Level 4 qualification in Financial Planning will also be considered.
• May require additional experience in the financial services industry.
• Chartered status may be available upon meeting experience requirements after obtaining the Level 6 qualification.

HOURS OF WORK:

Core hours of work are Monday to Friday 9-5pm.

However, flexibility is required for clients who require evening and weekend meetings.

SALARY: Circa 60k

Benefits:

• Holidays 33 in total including bank holidays
• Pension: if employee pays 4%, employer pays 6% both on qualifying earnings (£6,240 to £50,270).
• The firm has the potential to pay annual PAYE free bonus up to £3,600, currently paying about £500 per annum.
• Full suite of employee benefits provided including 24/7 EAP for employees and employee family members, discounted gift cards, wellbeing studio and wellbeing hub.
• Health & Wellness cash plan.

TRAINING: Support for ongoing professional development.