Senior Financial Crime Analyst

TN United Kingdom; Cheadle; On-site; GBP 40,000 - 70,000; Full time

Job summary

An established industry player in property finance is seeking a Senior Financial Crime Analyst to safeguard against financial crime threats. This role involves conducting customer due diligence, investigating alerts, and ensuring compliance with financial regulations. Join a diverse team committed to supporting individuals and businesses in achieving their property ambitions. With a strong focus on collaboration and customer service, this position offers a unique opportunity to make a significant impact in a thriving company with a rich history. Embrace your potential and contribute to a dynamic environment where your skills are valued.

Benefits

26 days holiday plus birthday off

Buy & sell holiday scheme

Discretionary annual bonus

Life assurance

Critical illness cover

Health cash plan

Private medical insurance

Free access to company holiday homes

Travel season ticket loans

Free local gym access

Qualifications

• Experience in a similar CDD/KYC/Senior Financial Crime Prevention role.
• Knowledge of financial crime regulations and FCA requirements.

Responsibilities

• Conduct thorough onboarding and ongoing customer due diligence.
• Investigate PEP, sanction, and adverse media alerts.

Skills

Customer Due Diligence (CDD)

Know Your Customer (KYC)

Financial Crime Regulations

Attention to Detail

Job description

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We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, established since 1974, with a team of over 750 colleagues passionate about supporting individuals and businesses to achieve their property ambitions by making finance work for them.

We pride ourselves on our common-sense approach to lending, offering a range of mortgage and secured loan products to those typically underserved by mainstream lenders. Our customers are central to everything we do, and we work hard to support them in turning challenges into opportunities, helping realize their property ambitions.

We’re seeking great people from diverse backgrounds and experiences who love collaboration and putting customers first – starting with our uniquely different team of people.

Job Description

As a Senior Financial Crime Analyst, you will protect the Group against financial crime threats by supporting the MLRO and Financial Crime team to establish and maintain a robust Financial Crime Prevention Framework. You will ensure controls are effective to mitigate the Group's risk exposure.

Specifically, we are looking for someone to:

• Conduct thorough onboarding and ongoing customer due diligence, including unwrapping company structures to identify beneficial owners per internal policies.
• Identify cases requiring enhanced due diligence to mitigate risks, especially with high-risk applicants.
• Investigate PEP, sanction, and adverse media alerts, and recommend actions including further checks.
• Review Transaction Monitoring Reports to detect suspicious activities.
• Promptly review high-risk customers and determine necessary actions.

Qualifications

• Experience in a similar CDD/KYC/Senior Financial Crime Prevention role
• Knowledge of financial crime regulations, including Money Laundering Regulations and FCA requirements
• Attention to detail in investigations and external reports

Additional Information

Benefits of working at Together

• 26 days holiday plus your birthday off (increasing to 30 days), plus bank holidays
• Buy & sell holiday scheme
• Discretionary annual bonus
• Life assurance
• Critical illness cover
• Health cash plan
• Private medical insurance
• Free access to company holiday homes
• Travel season ticket loans
• Ride to work scheme
• Free local gym access
• Discounts at local bars/restaurants

At Together Money, we embrace diversity and inclusion, proudly supporting an equal opportunity workplace. We celebrate differences, value colleagues for who they are, and are committed to building a team representing various backgrounds, perspectives, and skills.

If you need reasonable adjustments during your application process, please let us know. We are dedicated to making your experience with us positive.

Note: All successful applicants will undergo employment reference, financial, and criminal record checks.