Lead Financial Crime Analyst, Business Banking

Monzo Bank; London; Remote; GBP 60,000 - 100,000; Full time

Job summary

An innovative banking institution is on the lookout for a Lead Financial Crime Analyst to spearhead their Business Banking strategy. This role is pivotal in shaping financial crime prevention systems while ensuring a seamless customer experience. As a subject matter expert, you will collaborate with cross-functional teams, leveraging your extensive knowledge to implement robust controls and monitor key performance metrics. If you're passionate about preventing financial crime and thrive in dynamic environments, this opportunity offers the chance to make a significant impact in a forward-thinking organization.

Benefits

Remote work within the UK

Flexible hours

£1,000 annual learning budget

Equipment support

Home office setup assistance

Qualifications

• Extensive knowledge of managing Financial Crime risks in banking environments.
• Experience leading diverse Fincrime and technical teams.

Responsibilities

• Own the strategy for developing financial crime prevention systems.
• Lead a team to implement strategies for new products.

Skills

Financial Crime Risk Management

Policy Implementation

Collaboration Skills

Data Analysis

Communication Skills

Job description

Lead Financial Crime Analyst, Business Banking

Join to apply for the Lead Financial Crime Analyst, Business Banking role at Monzo Bank.

We’re on a mission to make money work for everyone. We’re transforming traditional banking by offering a range of innovative products including personal, business, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards in the UK. Our goal is to solve problems and change lives through Monzo, not just sell products.

Role Overview: We are seeking a knowledgeable Financial Crime Business Banking Subject Matter Expert to lead our strategy for Monzo’s Business Bank. This individual will be the FinCrime lead within a cross-functional team dedicated to building and refining controls to prevent financial crime while ensuring excellent customer experience. This is an Individual Contributor role, focusing on expertise and leadership without direct management responsibilities.

Key Responsibilities:

• Own the strategy for developing financial crime prevention systems for Monzo’s Business Bank.
• Lead a team of Fincrime risk specialists to implement strategies as new products are developed and markets expanded.
• Build strategic relationships with Fincrime and Fraud experts, product owners, and senior executives to provide expert advice and define business needs.
• Develop and monitor industry-leading detection capabilities in collaboration with data scientists, engineers, and product teams.
• Support the development of Fincrime systems to manage risks across multiple jurisdictions effectively.
• Coordinate closely with Fincrime operations teams to ensure effective communication and risk management.
• Define and report on key performance metrics related to Fincrime systems.
• Identify priority issues and collaborate on solutions to address them.

Ideal Candidate:

• Extensive knowledge of managing Financial Crime risks in Business, Commercial, and Corporate banking environments.
• Experience implementing policies and procedures for Business-specific products.
• Proven experience working with mature Fincrime systems across various products and locations.
• Strong collaboration skills with product managers, engineers, and data scientists.
• Experience leading diverse Fincrime and technical teams.
• Passion for Fincrime prevention, Monzo’s mission, and customer-centric solutions.
• Ability to work efficiently in fast-paced, ambiguous environments.
• Excellent communication skills, especially in explaining complex processes and technical requirements in flawless English.
• Proactive, hands-on approach to making things happen.
• Comfortable working with data to inform decisions.

What We Offer:

• Remote work within the UK with occasional travel to London.
• Flexible hours and trust to manage your workload.
• £1,000 annual learning budget for books, courses, and conferences.
• Equipment support, including Macbooks and home office setup assistance.
• Additional benefits detailed on our website.

Application Process:

• Intro call with a hiring team member.
• Initial interview with the hiring manager.
• Two-part technical and stakeholder interview.

We aim to complete the process within 2-3 weeks and are flexible to accommodate your schedule. For questions or support, contact [e-mail]. We encourage applications from all backgrounds and are committed to diversity and inclusion.