Senior Exposure Management Analyst
Zurich 56 Company Ltd
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Benefits offered by this job
Job summary
Zurich UK is seeking a Senior Exposure Management Analyst to shape risk insights across natural catastrophe, casualty and emerging exposures. You will develop Realistic Disaster Scenarios and stress tests, supporting underwriting and governance decisions.
You will work with Underwriting to optimise portfolios, validate models, and drive data quality improvements. The role offers flexible hours, hybrid/remote options, and a focus on strategic portfolio decisions.
Qualifications
- Strong experience within Exposure Management, Catastrophe Modelling, Portfolio Analytics, Capital Modelling or a related insurance risk discipline.
- Experience analysing exposure and accumulation risk across one or more insurance portfolios.
- Strong understanding of catastrophe models, scenario analysis and stress testing methodologies.
- Ability to translate technical modelling outputs into clear business recommendations for underwriting and senior stakeholders.
- Experience handling large datasets and developing analytical solutions using SQL, Python, Power BI or equivalent.
- Understanding of exposure data structures, portfolio monitoring techniques and data quality management.
- Interest in emerging risks, climate risk, casualty accumulations and evolving catastrophe management practices.
- Strong communication and stakeholder management skills with the confidence to challenge, influence and present findings to senior audiences.
Responsibilities
- Support the development of Zurich's view of risk across natural catastrophe, casualty, terrorism, climate and emerging risk exposures.
- Develop, assess and enhance Realistic Disaster Scenarios (RDS), stress tests and portfolio risk assessments to support underwriting, capital and governance decisions.
- Deliver portfolio exposure analysis and commentary, providing clear insights into exposure concentrations, accumulation drivers, portfolio resilience and emerging risk trends.
- Partner with Underwriting teams to support portfolio optimisation decisions and risk-adjusted growth opportunities.
- Challenge and validate catastrophe models, exposure assumptions and scenario outputs to ensure robust risk assessment.
- Drive improvements in exposure data quality, coverage and governance, working closely with business and data stakeholders.
- Support event response activities by assessing potential portfolio impacts from major catastrophe and non-catastrophe events.
- Lead development of enhanced reporting and analytical capabilities, leveraging automation, modern data solutions and evolving technology platforms.
- Research emerging industry developments, market practices and regulatory expectations to continuously evolve Exposure Management capabilities.
- Act as a trusted technical advisor for exposure management topics across the business.
Skills
Tools
Job description
As a Senior Exposure Management Analyst, you’ll play a key role in helping shape the future of Exposure Management at Zurich UK. Working across multiple lines of business, you'll provide risk insights, challenge portfolio decisions, and support the development of exposure management capabilities that directly influence underwriting strategy, portfolio performance and business growth.
You will contribute to the continued evolution of our exposure management capabilities, including exposure data, scenario modelling, portfolio optimisation and decision support. This includes developing and challenging realistic disaster scenarios, supporting emerging risk assessments, and helping underwriters better understand the impact of exposure concentrations and accumulation risk.
This is an opportunity to move beyond traditional reporting and modelling activities and play an active role in supporting strategic portfolio decisions, helping Zurich build a more forward-looking and data-driven approach to exposure management.
Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours.This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time.Please talk to us at interview about the flexibility you may need.
- Support the development of Zurich's view of risk across natural catastrophe, casualty, terrorism, climate and emerging risk exposures.
- Develop, assess and enhance Realistic Disaster Scenarios (RDS), stress tests and portfolio risk assessments to support underwriting, capital and governance decisions.
- Deliver portfolio exposure analysis and commentary, providing clear insights into exposure concentrations, accumulation drivers, portfolio resilience and emerging risk trends.
- Partner with Underwriting teams to support portfolio optimisation decisions and risk-adjusted growth opportunities.
- Challenge and validate catastrophe models, exposure assumptions and scenario outputs to ensure robust risk assessment.
- Drive improvements in exposure data quality, coverage and governance, working closely with business and data stakeholders.
- Support event response activities by assessing potential portfolio impacts from major catastrophe and non-catastrophe events.
- Lead development of enhanced reporting and analytical capabilities, leveraging automation, modern data solutions and evolving technology platforms.
- Research emerging industry developments, market practices and regulatory expectations to continuously evolve Exposure Management capabilities.
- Act as a trusted technical advisor for exposure management topics across the business.
- Strong experience within Exposure Management, Catastrophe Modelling, Portfolio Analytics, Capital Modelling or a related insurance risk discipline.
- Experience analysing exposure and accumulation risk across one or more insurance portfolios.
- Strong understanding of catastrophe models, scenario analysis and stress testing methodologies.
- Ability to translate technical modelling outputs into clear business recommendations for underwriting and senior stakeholders.
- Experience handling large datasets and developing analytical solutions using tools such as SQL, Python, Power BI or equivalent.
- Understanding of exposure data structures, portfolio monitoring techniques and data quality management.
- Interest in emerging risks, climate risk, casualty accumulations and evolving catastrophe management practices.
- Strong communication and stakeholder management skills with the confidence to challenge, influence and present findings to senior audiences.
If you are curious to know more or not quite sure if your skills match this role, please reach out to the hiring manager or the Talent Acquisition Business Partner for an informal conversation.
At Zurich, we are committed to supporting every employee to progress in their careers and therefore encourage internal moves through a transparent posting and selection process. We also ask you to inform your current line manager about your application beyond the first interviews in the spirit of transparency.
If you are successful in securing an interview, please be aware that the recruiting manager may reach out to your current manager for an internal reference - this will be an informal conversation, and no historic performance ratings will be disclosed.
We're committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic.
As an inclusive employer we also want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You'll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.
At Zurich, our strength comes from the diverse experiences, perspectives and talents of our people. Our goal is to create a workplace where every employee can flourish and where everyone feels valued, heard and respected.
Over a quarter of our employees are members of at least one of our inclusion communities (Employee Resource Groups), with groups focused on areas such as social mobility and cultural awareness. We're proud to have received numerous industry awards recognising our diversity and inclusion policies and initiatives.
We've created an environment that places real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide practical advice and access to a wide range of lifestyle support, alongside opportunities to learn, grow and develop the skills needed for the future.
We actively support our employees to give back to their communities through volunteering and charitable activity. Our charitable arm, Zurich Community Trust, is one of the longest - established corporate trusts in the UK. Together, we've supported causes across the UK through grants and volunteering, contributing over £100 million in funding and volunteered time.
So, make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.
- 12% defined non-contributory pension scheme.
- Annual company bonus.
- Income Protection.
- Life cover - four times your salary.
- 28 days holiday a year plus bank holidays.
- You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
- The option to buy up to an additional 20 days or sell some of your holiday.
- Three days paid volunteering.
- Up to 16 weeks' full pay for maternity, paternity and adoption leave.
- Access to Private medical insurance.
- Virtual GP appointments.
- Discounted gym membership.
- Free flu jab.
- Access to a wealth of support from our wellbeing partners.
- Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the 'UN Business Ambition for 1.5˚C' pledge.
- Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.
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