Senior Data Scientist – Fintech Risk & Forecasting (London)

YouLend Limited; Greater London; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Private Medical Insurance

Gym on site

Central London office

Lunch subsidy

Deliveroo allowance

Team socials

Job summary

YouLend Limited is seeking a Senior Data Scientist to join the Risk team in a hybrid role based at our London headquarters. You will leverage advanced analytics and machine learning to shape embedded finance solutions, from PD and revenue forecasting to fraud detection and personalized insights for customers.

You’ll collaborate with cross-functional teams to integrate data-driven models into products and strategy, driving smarter financing decisions.

Qualifications

• Proven experience as a data scientist within a fintech.
• Strong proficiency in Python and SQL for data manipulation, analysis, and model development.
• Hands-on experience with a wide range of machine learning algorithms and foundational MLOps practices.
• Ability to design and build predictive models that solve real business problems.
• Skilled at translating complex data into clear, actionable insights for technical and non-technical audiences.
• Experience working with financial or transactional datasets is a plus.

Responsibilities

• Analyse large, complex datasets to uncover patterns, insights, and trends that inform business decisions.
• Build and deploy machine learning models to forecast financial outcomes, detect fraud, optimise credit risk, and enhance customer personalisation.
• Develop and improve algorithms for financial services such as pricing or risk assessment.
• Create compelling visualisations and dashboards to communicate findings to stakeholders.
• Collaborate with risk managers, engineers, and commercial teams to integrate data-driven insights into our products and strategies.
• Partner with the data and ML engineering team to ensure data pipelines are robust, scalable, and optimised for analysis and inference.
• Contribute to best practices in MLOps and model lifecycle management.

Skills

Python

SQL

Machine Learning

MLOps

Data visualization

Fintech experience

Communication to non-technical

Job description

YouLend Limited is seeking a Senior Data Scientist to join the Risk team in a hybrid role based at our London headquarters. You will leverage advanced analytics and machine learning to shape embedded finance solutions, from PD and revenue forecasting to fraud detection and personalized insights for customers.

You’ll collaborate with cross-functional teams to integrate data-driven models into products and strategy, driving smarter financing decisions.