Senior Credit Risk Portfolio Analyst

JR United Kingdom; Colchester; On-site; GBP 70,000 - 81,000; Full time

Job summary

A leading challenger bank in the UK seeks a Senior Credit Risk Portfolio Analyst. This role involves developing predictive models and lending strategies to enhance business performance. Candidates should have a strong background in consumer lending and credit risk analysis, with an attractive compensation package including a base salary up to £70,000 and additional benefits.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years of experience in consumer lending.
• Experience developing scorecards or implementing lending strategies.
• Wider credit risk knowledge and portfolio analysis experience.

Responsibilities

• Develop models including scorecards and forecasting for business performance.
• Use predictive models to enhance lending strategies.
• Analyze portfolio trends and report on performance.

Skills

Consumer lending experience

Scorecard development

Credit risk knowledge

Portfolio analysis

SAS

Python

Job description

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Senior Credit Risk Portfolio Analyst, colchester

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Client:

Location:

colchester, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

04.06.2025

Expiry Date:

19.07.2025

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Job Description:

SENIOR CREDIT RISK PORTFOLIO ANALYST

LONDON

THE COMPANY

This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link