Senior Credit Risk Manager - NBFI

Roka Search; Greater London; On-site; GBP 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a skilled Credit Analyst to join their team. In this role, you will leverage your extensive experience in credit risk analysis to assess and manage risks associated with Insurance clients and non-bank financial institutions. Your analytical expertise will be crucial in reviewing credit applications, evaluating transaction structures, and collaborating with various departments to foster a risk-aware culture. This is an exciting opportunity to contribute to a leading Global Banking Group, where your insights will directly impact decision-making and procedural enhancements. If you are motivated and possess strong communication skills, this role is perfect for you.

Qualifications

• 8+ years in credit analysis within banking or financial services.
• Strong knowledge of credit risk issues and documentation.

Responsibilities

• Assess credit risk for Insurance clients and non-bank financial institutions.
• Review credit applications and recommend risk mitigation strategies.

Skills

Credit Risk Analysis

Financial Modelling

Analytical Skills

Communication Skills

Problem-Solving Skills

Time Management

Education

Degree in Finance or related field

Tools

Spreadsheets

Credit Documentation Software

Job description

Relevant Experience: 8+ years in a relevant role within the credit arena.

Are you a Credit Manager with ambitions of joining one of the leading banks in your market space?

My client, a leading Global Banking Group, requires an experienced Credit Analyst with demonstrable hands-on experience conducting analysis of Insurance firms as well as NBFIs such as Consumer Finance and non-bank lenders.

Key responsibilities include:

• Providing a timely assessment of credit risk for Insurance clients and non-bank financial institutions including Sovereigns.
• Reviewing credit applications prepared by the origination and Business Development teams to ensure any identified risks are appropriately mitigated.
• Conducting a thorough evaluation of the transaction structure, financial data such as financial models, balance sheets, and income statements to determine the level of default risk.
• Providing a succinct and well thought out recommendation to the Senior Credit Managers.
• Ensuring that the turnaround time on the review of Credit Applications meets the agreed service level agreement with the Business Development Team.
• Enhancing the quality of Credit Applications and making recommendations about procedural and policy changes where necessary.
• Liaising with various departments to instil a risk-aware culture throughout the Bank and to maintain an appropriate up-to-date knowledge of key risk issues.
• Monitoring and controlling credit exposures to ensure compliance with authorised portfolio and individual obligor limits.
• Monitoring collateral and covenants where relevant.
• Implementing and maintaining adequate procedures as set out in the credit procedures, spreadsheets, registers, files, and storage to ensure all appropriate records are maintained and security documents are safely stored.
• Assisting in preparing and reviewing facility and credit documentation where relevant.

Key experience will include:

• A minimum of 5-10 years’ experience (depending on level) gained within an international banking environment.
• Good understanding and awareness of credit risk issues.
• An ability to identify credit risk and control along with a good understanding of Credit and related documentation.
• Exposure to Trade Finance, Structured Trade Finance, and knowledge of Project/Structured Finance is desirable but not essential.
• Adaptable, confident, reliable, motivated with strong time management skills and the ability to work effectively within a team.
• Excellent IT, analytical, numerical, interpersonal, communication, problem-solving, and team-working skills are also essential.

Starting Date: ASAP

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Analyst, General Business, and Accounting/Auditing

Industries

Financial Services, Banking, and Investment Banking