Senior Credit Risk Analyst — Hybrid Lending Analytics Lead

Lloyds Banking Group; Birmingham; Hybrid; GBP 45,000 - 50,000; Full time

Benefits offered by this job

Competitive salary and bonus

Generous pension contribution

28 Days Holiday plus bank holiday

Share schemes

Salary sacrifice schemes

Professional development opportunities

Job summary

Lloyds Banking Group in the United Kingdom is seeking a Senior Credit Risk Analyst for Business Banking. The role is full-time with a hybrid work pattern, requiring presence at offices multiple days per week. Location options include Leeds, Halifax, Cardiff, Bristol, Birmingham or Edinburgh.

You will monitor credit risk processes, interpret data, and deliver high-quality analyses while mentoring junior analysts. Strong numerical and analytical skills are essential.

Qualifications

• Strong numerate skills and qualifications (A-Level or Degree).
• Analytical expertise using analytical software (e.g., SAS/SQL) and MS Office (Excel/PowerPoint).
• Knowledge of Credit Risk and Change Management concepts.
• Effective communicator able to explain complex issues to varied audiences.
• Enthusiasm for problem solving and curiosity to explore data.

Responsibilities

• Monitor and support credit risk management processes and systems.
• Interpret data and produce high-quality analysis for stakeholders.
• Anticipate partner needs and provide actionable insights.

Skills

Strong numerate skills

Analytical expertise

Knowledge of Credit Risk

Effective Communicator

Problem solving mindset

Education

A-Level or Degree

Tools

SAS

SQL

Excel

PowerPoint

PowerBI

Job description

Lloyds Banking Group in the United Kingdom is seeking a Senior Credit Risk Analyst for Business Banking. The role is full-time with a hybrid work pattern, requiring presence at offices multiple days per week. Location options include Leeds, Halifax, Cardiff, Bristol, Birmingham or Edinburgh.

You will monitor credit risk processes, interpret data, and deliver high-quality analyses while mentoring junior analysts. Strong numerical and analytical skills are essential.