Senior Credit Risk Analyst, Global Portfolio

Citi; Greater London; Hybrid; GBP 70,000 - 110,000; Full time

Benefits offered by this job

Hybrid work model

Career development

Wellbeing support

Retirement contributions

Job summary

Citi is seeking a Credit Portfolio Senior Analyst in the U.K. to conduct credit reviews, approvals and ongoing monitoring of exposures across asset-backed securities and credit financing in EMEA. The role involves in-depth credit analysis, risk rating, and coordination with Risk Management to manage portfolio migration.

You will interact with servicers/originators, prepare risk reports and participate in stress testing and regulatory reporting. A hybrid working model is offered.

Qualifications

• Experience in credit risk analysis or corporate banking.
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products.
• Strong analytical and quantitative skills with ability to perform credit analysis on complex transactions.

Responsibilities

• Approving, managing and reporting risk exposures to structured vehicles backed by various asset classes.
• Perform in-depth fundamental credit analysis and monitor asset portfolios.
• Coordinate deal closings and monitor portfolio to identify credit migration.
• Analyze transactions to provide high quality credit opinions and contribute to portfolio reviews and stress tests.
• Conduct on-site reviews of servicers and originators; participate in customer calls and site meetings.
• Generate reports highlighting portfolio metrics for internal and external regulators.
• Work with CRMS and Credit Risk Operations to ensure accurate reporting in credit systems.

Skills

Credit risk analysis

Corporate banking

Financial modelling

Risk assessment

Analytical skills

Education

Bachelor's degree

Job description

Citi is seeking a Credit Portfolio Senior Analyst in the U.K. to conduct credit reviews, approvals and ongoing monitoring of exposures across asset-backed securities and credit financing in EMEA. The role involves in-depth credit analysis, risk rating, and coordination with Risk Management to manage portfolio migration.

You will interact with servicers/originators, prepare risk reports and participate in stress testing and regulatory reporting. A hybrid working model is offered.