Senior Credit Risk Analyst - 12M FTC

InterQuest Solutions; London; Hybrid; GBP 60,000 - 75,000; Full time

Job summary

A leading financial services provider in the UK is seeking a Senior Credit Analyst for a 12-month fixed-term contract. In this hybrid role, you will play a pivotal part in establishing credit acquisition strategies, enhancing compliance, and delivering analytical insights to the management team. Ideal candidates will possess a strong background in credit risk, demonstrating expertise in relevant tools and methodologies to drive effective decision-making.

Qualifications

• Proven experience in Credit Risk within Financial Services.
• Strong expertise in credit acquisition strategy and affordability frameworks.
• Ability to work independently and collaboratively.

Responsibilities

• Lead development of credit acquisition strategies including scorecards and policy rules.
• Collaborate with stakeholders across Credit, IT, Sales, and Operations.
• Ensure governance and compliance standards are met.

Skills

Credit Risk

Credit Acquisition Strategy

Decisioning Systems

Communication

SQL

SAS

Tools

Powercurve

Alteryx

Excel

PowerPoint

Job description

NOW HIRING: Senior Credit Analyst – Acquisition 12-Month FTC Hybrid



We’re working with a well-established UK financial services provider to find an experienced Senior Credit Analyst to join their Credit Risk team on a 12-month fixed-term contract.



The Opportunity:

This is a fantastic role for a credit risk professional with hands-on experience designing and delivering credit acquisition strategies. You’ll be instrumental in developing, implementing, and optimising credit and affordability policies, using decisioning systems and bureau data to drive strategy.



Location: Hybrid - London

Contract: 12-month FTC


What You’ll Be Doing:

Lead the development and testing of credit acquisition strategies including scorecards, cut-offs, and policy rules.
Work across credit decisioning platforms (e.g., Powercurve) to implement and enhance strategies.
Support key credit risk projects from analysis through to execution and governance.
Collaborate with stakeholders across Credit, IT, Sales, and Operations to deliver change.
Present insightful MI and recommendations to senior management and Credit Committees.
Ensure governance, audit, and compliance requirements are met to a high standard.


What You’ll Need:

Proven experience in Credit Risk within Financial Services.
Strong hands-on expertise in credit acquisition strategy, credit bureau data, and affordability frameworks.
Advanced skills in SAS, SQL, Alteryx or similar tools, along with Excel and PowerPoint.
Excellent communication skills with the ability to present complex analysis clearly.
Comfortable working independently and collaboratively across multi-disciplinary teams.


Bonus Points For:

Knowledge of Experian Powercurve or similar decisioning platforms.
Familiarity with FCA regulations and scorecard development.
Understanding of end-to-end credit lifecycle in both consumer and commercial environments.

InterQuest Group is acting as an employment agency for this vacancy. InterQuest Group is an equal opportunities employer and we welcome applications from all suitably qualified persons regardless of age, disability, gender, religion/belief, race, marriage, civil partnership, pregnancy, maternity, sex or sexual orientation. Please make us aware if you require any reasonable adjustments throughout the recruitment process.

For more information about this role, please contact:

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