Senior Credit Risk Analyst

JR United Kingdom; Dartford; On-site; GBP 70,000 - 81,000; Full time

Job summary

A leading challenger bank in the UK seeks a Consumer Lending Analyst. This role focuses on developing models and strategies to optimize customer acquisition while analyzing portfolio performance. Candidates should have substantial experience in consumer lending, particularly in scorecard development and credit risk analysis.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years in consumer lending is essential.
• Experience developing and implementing scorecards.
• Wider credit risk and portfolio analysis experience required.

Responsibilities

• Develop scorecards and forecasting models for business performance.
• Use predictive models to enhance customer acquisition strategies.
• Analyze portfolio trends and identify lending book opportunities.

Skills

Consumer Lending Experience

Scorecard Development

Credit Risk Knowledge

Portfolio Analysis

SAS

Python

Job description

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This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link