Senior Credit Risk Analyst

JR United Kingdom; City of Edinburgh; On-site; GBP 70,000; Full time

Job summary

A growing challenger bank in the UK seeks a seasoned professional with over 4 years of experience in consumer lending. The role involves developing predictive models and conducting performance analytics to enhance lending strategies. The position offers a competitive salary up to £70,000, with additional benefits including a discretionary bonus and private medical insurance.

Benefits

Discretionary bonus

Company pension scheme

Private medical insurance

Qualifications

• 4+ years in consumer lending.
• Experience in developing scorecards or implementing into lending strategy.
• Knowledge in credit risk and portfolio analysis.

Responsibilities

• Developing models to track business performance.
• Using predictive models for lending strategies.
• Analyzing portfolio data to identify trends.

Skills

Consumer Lending Experience

Scorecards Development

Credit Risk Knowledge

Portfolio Analysis

SAS

Python

Job description

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This is an exciting opportunity with a growing challenger bank here in the UK. This is a great chance for someone with 4+ years experience in the consumer lending space to work in a company that will challenge you and take your career to the next level.

THE ROLE

• Developing a range of models, including scorecards and forecasting models, to track business performance
• Using predictive models to develop lending strategies and drive insight to increase customer acquisitions
• Work closely on portfolio analytics to spot trends, track changes and more broadly identify opportunities for enhancement in the lending book
• Work closely with senior stakeholders to report on performance

YOUR SKILLS AND EXPERIENCE

• Previous experience in a consumer lending background is essential
• Experience developing scorecards or implementing these into lending strategy is essential
• Wider credit risk knowledge and portfolio analysis experience
• Experience in SAS is essential, Python is desirable

SALARY AND BENEFITS

• Base salary of up to £70,000
• Discretionary bonus
• Company pension scheme
• Private medical insurance

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link