Senior Credit Portfolio Analyst

JR United Kingdom; Slough; On-site; GBP 50,000 - 70,000; Full time

Job summary

A reputable challenger bank is seeking a Senior Credit Portfolio Analyst to develop credit risk strategies and scorecard models. You will play a key role in delivering insights and overseeing model implementations, contributing to various portfolios with a focus on mortgages. Candidates should possess strong analytical skills and experience in banking or fintech, along with proficiency in SAS and Python.

Qualifications

• Strong experience as a credit risk analyst in banking or fintech.
• Experience with SAS and ideally Python.
• Ability to develop or work on scorecard models.

Responsibilities

• Developing and implementing credit risk strategies for mortgages.
• Overseeing model development and implementation across portfolios.
• Analyzing portfolio trends for actionable insights.

Skills

SAS

Python

Credit Risk Analysis

Communication

Teamwork

Job description

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An excellent opportunity a reputable challenger bank who are focused on delivering both savings, mortgages, business banking, and motor finance to their customers. This role will be sitting in the 2nd line delivering portfolio insights, developing scorecard models, overseeing model implementation, and developing lending strategies.

The Role

As a Senior Credit Portfolio Analyst, you will be:

• Developing and implementing credit risk strategies across different portfolios with the focus on mortgages.
• Developing scorecards for originations/acquisitions
• Implementation of scorecard models for the business
• Overseeing the model development and implementation across the banks portfolios
• Analysis of portfolio trends for actional insights for senior stakeholders
• Using SAS and Python daily in this role.

Your skills and experience

For you to be successful as a Senior Credit Portfolio Analyst, you will need:

• Strong experience working as a credit risk analyst for another bank/fintech
• Experience using SAS and ideally python
• Experience developing or working on scorecard models
• Strong communication and teamwork skills.

Up to £70,000 + competitive benefits package