Senior Credit Portfolio Analyst

JR United Kingdom; London; On-site; GBP 59,000 - 70,000; Full time

Job summary

A reputable challenger bank seeks a Senior Credit Portfolio Analyst in London. The role involves developing credit risk strategies and implementing scorecard models across portfolios. The successful candidate will leverage their credit risk experience and analytical skills, working closely with senior stakeholders to drive insights.

Benefits

Competitive benefits package

Qualifications

• Strong experience as a credit risk analyst.
• Experience with SAS and ideally Python.
• Experience in developing scorecard models.

Responsibilities

• Developing and implementing credit risk strategies.
• Developing scorecards for originations/acquisitions.
• Overseeing model development and implementation.

Skills

Communication

Teamwork

Credit Risk Analysis

SAS

Python

Job description

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An excellent opportunity a reputable challenger bank who are focused on delivering both savings, mortgages, business banking, and motor finance to their customers. This role will be sitting in the 2nd line delivering portfolio insights, developing scorecard models, overseeing model implementation, and developing lending strategies.

The Role

As a Senior Credit Portfolio Analyst, you will be:

• Developing and implementing credit risk strategies across different portfolios with the focus on mortgages.
• Developing scorecards for originations/acquisitions
• Implementation of scorecard models for the business
• Overseeing the model development and implementation across the banks portfolios
• Analysis of portfolio trends for actional insights for senior stakeholders
• Using SAS and Python daily in this role.

Your skills and experience

For you to be successful as a Senior Credit Portfolio Analyst, you will need:

• Strong experience working as a credit risk analyst for another bank/fintech
• Experience using SAS and ideally python
• Experience developing or working on scorecard models
• Strong communication and teamwork skills.

Up to £70,000 + competitive benefits package