Senior Credit Analyst & Team Leader

Hyra; United Kingdom; Presencial; GBP 48 000 - 68 000; Tempo integral

Resumo da oferta

Fidelity Bank is seeking a Credit Analyst Supervisor to lead a team of analysts, ensuring accuracy and adherence to underwriting guidelines across diverse loan portfolios. You will supervise, coach, and coordinate workflow to maintain excellent customer service and timely loan reporting.

You will analyze financial documentation, prepare concise loan reports, perform collateral audits, and collaborate with lending officers while adhering to regulatory policies.

Qualificações

• Bachelor's degree in a business-related field.
• Analytical ability with excellent attention to detail.
• Strong understanding of credit analysis, financial statements, and tax returns.
• Administrative, conceptual and supervisory skills.
• Strong verbal and written communication skills.
• High level of competence regarding Microsoft Word and Excel.
• Strong time management and multitasking skills.
• The ability to work late and/or flexible hours.

Responsabilidades

• Supervising and coaching Credit Analysts to ensure quality of work.
• Coordinating workflow to ensure excellent customer service is maintained.
• Staying ahead of underwriting guidelines, enhanced underwriting practices, and assisting in updated underwriting policies and procedures.
• Analyzing financial documentation to accurately evaluate cash flow and financial ratios.
• Preparing accurate and concise loan approval reports in a timely manner.
• Performing collateral audits and loan reviews.
• Presenting to the Corporate Loan Committee as needed.
• Regularly collaborating with lending officers and, as necessary, with customers.
• Complying with regulations, policies, and standards of Fidelity Bank.

Conhecimentos

Analytical ability

Attention to detail

Credit analysis

Financial statements

Tax returns

Supervisory skills

Verbal and written communication

Microsoft Word and Excel

Time management

Flexible hours

Formação académica

Bachelor's degree in a business-related field

Descrição da oferta de emprego

Fidelity Bank is seeking a Credit Analyst Supervisor to lead a team of analysts, ensuring accuracy and adherence to underwriting guidelines across diverse loan portfolios. You will supervise, coach, and coordinate workflow to maintain excellent customer service and timely loan reporting.

You will analyze financial documentation, prepare concise loan reports, perform collateral audits, and collaborate with lending officers while adhering to regulatory policies.