Senior Credit Analyst

AXA UK; London; On-site; GBP 50,000 - 70,000; Full time

Job summary

AXA UK is in search of a Senior Credit Analyst to join their team in London. The successful candidate will focus on credit risk analysis, produce ratings for corporate entities, and support underwriting teams with economic insights. Ideal for formally trained analysts with experience in international banking and credit risk management.

Qualifications

• Experience in credit departments of international banks.
• Familiarity with corporate lending and real estate finance.
• Understanding of project finance and structured finance.

Responsibilities

• Analyze credit risks and provide clear credit opinions.
• Produce ratings for corporate obligors based on guidelines.
• Conduct ad hoc economic, industry, and sector analyses.

Skills

Risk characteristics

Credit analysis

Economic analysis

Industry analysis

Sector analysis

Education

Formal credit analyst training

Job description

We’re looking for a Senior Credit Analyst

About Brit

At Brit, we believe that the uncertainty of the future should never stand in the way of progress. That’s why we exist—to help people and businesses face the future and thrive. We are change-makers enabled by a global workforce who collaborate to deliver risk services. Our team is empowered to help our customers not only survive the risks they face but also stay proactive and keep moving forward. We believe that the uncertainty of tomorrow is an opportunity, not a threat—full of potential for our customers and our employees alike.

What you’ll be doing

Supporting the Political & Credit Risk underwriting team, you’ll analyze and provide clear credit opinions on individual credit risks, highlighting deal strengths and weaknesses. In coordination with the Senior Credit Manager, you’ll produce ratings for corporate obligors and transactions based on established procedures, external modelling guidelines, and expert judgment.

As a Senior Credit Analyst, you’ll proactively conduct ad hoc economic, industry, and sector analyses to enhance underwriting effectiveness and efficiency. You’ll support the P&CR team in forming and monitoring robust views on international economies and key sectors.

The ideal candidate will have familiarity with the risk characteristics, drivers, and mitigants of a wide range of international banking products, including corporate lending, real estate finance, trade, structured and commodity finance, borrowing base/reserve-based lending, and project finance. This role is suited to a formally trained credit analyst with experience working in a head or regional office credit department of an international bank or similar relevant credit analysis experience in a PCR insurance underwriting team.

Our Commitment to Diversity and Accessibility

We embrace a diverse, inclusive work environment where everyone can bring their whole selves to work, knowing they will be respected and valued. Our Employee Resource Groups provide safe spaces for sharing experiences and ideas.

Located in the Leadenhall Building on Leadenhall Street (EC3V 4AB), our floors are accessible by lift, with staff available to assist. Nearby transit options include Liverpool Street Station (7 mins), Bank Station (6 mins), Fenchurch Street Station (6 mins), and Aldgate Station (7 mins). The nearest bus stop is St Mary Axe (Stop LR or Z), just outside the building. Please contact us if you have any questions about accessibility.