Senior Commercial Underwriter

Aviva; Perth; On-site; GBP 40,000 - 60,000; Full time

Job summary

Aviva is seeking an experienced Senior Commercial Underwriter to join their Delegated Authority/Schemes team. This role involves managing broker relationships and ensuring regulatory compliance while contributing to effective underwriting strategies. Comprehensive training and support will be offered, alongside competitive remuneration and benefits.

Benefits

Bonus opportunity - 10% of annual salary

Generous pension scheme - Aviva contributes up to 14%

29 days holiday plus bank holidays

Discounts on Aviva products and other retailer discounts

Paid volunteering days

Qualifications

• Proven experience in Commercial Motor and/or Commercial Property & Liability underwriting.
• Strong relationship management skills.
• Ability to handle complex risks and technical referrals.

Responsibilities

• Providing technical referral support for Brokers and lower license holders.
• Understanding regulatory requirements related to Delegation of Underwriting authority.
• Identifying profitable development areas within Delegated Authority Schemes.

Skills

Relationship management

Risk analysis

Communication

Mentoring

Job description

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Senior Commercial Underwriter - Salary between £40,000 and £60,000

We currently have an opportunity for an experienced Senior Commercial Underwriter to join our UK-wide Delegated Authority/Schemes team.

As an Underwriter in this team, you will be responsible for servicing brokers who have delegated authority for specific commercial insurance schemes. This role involves managing the business relationship and being the main point of contact for referrals outside the broker’s delegated authority.

Working closely with brokers and customers to understand their needs, using data and insight to improve performance and profitability. Collaborating with brokers to enhance efficiencies and foster growth.

This role suits an experienced Underwriter from a broker or insurer background who is passionate about developing their career and enjoys nurturing mutually beneficial relationships.

A bit about the job:

• Providing technical referral support for Brokers and lower license holders, aligned with our Underwriting Strategy and customer/broker value.
• Being knowledgeable about overall Delegated Authority Schemes performance and contributing to Aviva's strategy.
• Understanding regulatory requirements related to Delegation of Underwriting authority.
• Ensuring the implementation of material changes to Delegated Authority Schemes, including documentation, UW Guide, pricing, wordings, etc.
• Identifying profitable development areas within individual Delegated Authority Schemes.

Skills and experience we’re looking for:

• Proven experience in Commercial Motor and/or Commercial Property & Liability underwriting.
• Strong relationship management skills.
• Ability to handle complex risks and technical referrals, supporting and mentoring junior team members.
• Well-developed skills to analyze risks, communicate, and present effectively to brokers and customers.
• Ability to lead and challenge Broker partners confidently to achieve win-win outcomes.

What you’ll get for this role:

• Our purpose - with you today, for a better tomorrow – is a promise we make to our colleagues. We invest in you and offer many benefits.
• Starting salary between £40,000 and £60,000 (depending on location, skills, experience, and qualifications).
• Bonus opportunity - 10% of annual salary, dependent on performance and company results.
• Generous pension scheme - Aviva contributes up to 14%, depending on your contributions.
• 29 days holiday plus bank holidays, with options to buy or sell up to 5 days.
• Discounts on Aviva products and other retailer discounts.
• Up to £1,200 of free Aviva shares annually through our Matching Share Plan and participation in our Save As You Earn scheme.
• Supportive policies including parental and carers’ leave.
• Flexible benefits, including sustainability options like cycle-to-work.
• Paid volunteering days to contribute to communities.
• Focus on wellbeing with various support tools.

Learn more and calculate your total Aviva Reward using the provided calculator.

Aviva is for everyone:

We’re inclusive and welcome applications from all backgrounds and experiences. Even if you don’t meet every requirement, we encourage you to apply. We offer flexible working arrangements, including part-time and job share options, and adapt locations and hours to suit our teams and customers.