Senior Commercial Underwriter

JR United Kingdom; Newport; Hybrid; GBP 45,000 - 75,000; Full time

Job summary

A leading company in the insurance sector is seeking a Senior P&C Underwriter to manage and assess risks related to commercial insurance policies. The role involves evaluating applications, negotiating with clients, ensuring profitability, and providing mentorship to junior staff. This position offers a competitive salary and the opportunity to work in a dynamic, growing market with hybrid working options.

Benefits

Competitive salary and benefits package

Career development and progression opportunities

Hybrid working options

Opportunity to work in a dynamic market

Qualifications

• Proven experience in P&C underwriting, preferably in a senior role.
• Strong analytical and decision-making skills.
• Excellent communication and negotiation abilities.

Responsibilities

• Assess and underwrite complex P&C insurance risks.
• Conduct detailed risk analysis and pricing evaluations.
• Negotiate policy terms and conditions.

Skills

Analytical Skills

Decision-Making

Communication

Negotiation

Job description

Location: Cardiff, UK
Job Type: Full-time / Hybrid
Salary: Competitive

About the Role

As a Senior P&C Underwriter, you will play a pivotal role in assessing and managing risk for commercial insurance policies. You will be responsible for evaluating applications, determining coverage terms, and ensuring profitability while maintaining strong relationships with brokers and clients.

Key Responsibilities

• Assess and underwrite complex P&C insurance risks in accordance with company guidelines.
• Conduct detailed risk analysis and pricing evaluations to ensure profitability.
• Negotiate policy terms and conditions with brokers and clients.
• Maintain strong knowledge of industry trends, regulatory requirements, and market conditions.
• Collaborate with internal teams, including claims and actuarial departments, to optimize underwriting strategies.
• Provide mentorship and guidance to junior underwriters.
• Ensure compliance with underwriting policies and procedures.

Qualifications & Experience

• Proven experience in P&C underwriting, preferably in a senior role.
• Strong analytical and decision-making skills.
• Excellent communication and negotiation abilities.
• Knowledge of UK insurance regulations and market trends.
• Ability to work independently and as part of a team.

Why Join Us?

• Competitive salary and benefits package.
• Opportunity to work in a dynamic and growing insurance market.
• Hybrid working options available.
• Career development and progression opportunities.