Senior Commercial Underwriter

ENGINEERINGUK; Bristol; On-site; GBP 60,000 - 65,000; Full time

Job summary

NFU Mutual seeks an Underwriter for their Large Corporate Insurance Department in Bristol. As the lead underwriter, you will manage client portfolios, evaluate risks, and maintain relationships with key stakeholders. Candidates should have extensive experience in UK commercial underwriting, with strong communication and strategic thinking skills. This role offers a competitive salary and a generous benefits package, emphasizing a supportive culture and commitment to diversity.

Benefits

Annual bonus up to 17.5%

Contributory pension scheme (up to 20%)

25 days annual leave plus bank holidays

Family Friendly policies

Savings discounts at high street brands

£20 monthly gym contribution

Health and wellbeing plans

Private medical and dental insurance

Employee volunteering opportunities

Refer a Friend scheme with £500 bonus

Life Assurance (4x salary)

Employee discounts on NFU Mutual policies

Qualifications

• Extensive experience in Commercial Property or Liability risks within the UK general insurance market.
• Resilient with effective communication skills to establish strong relationships and influence stakeholders.
• Ability to train, mentor, and guide team members.

Responsibilities

• Manage a portfolio of clients and quotations, serving as the lead underwriter.
• Review and evaluate insurance risks, propose and negotiate policy terms.
• Train, mentor, and support team members, providing technical support across the business.

Skills

Effective communication

Teamwork

Strategic thinking

Coaching experience

Education

CII qualification or working towards it

Job description

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Employer: NFU Mutual

Location: Bristol

Salary: Up to £65,000 + 17.5% annual bonus + benefits package

Closing date: 23 Jul 2025

About the role

NFU Mutual's Large Corporate Insurance Department manages our largest and most complex corporate risks, with premiums over £100k. They oversee £200 million in GWPI, underwriting Property, Liability, and Motor Fleet risks to drive sustainable, long-term profitable growth. We are pleased to offer this exciting opportunity as an Underwriter.

In this role, you will manage a portfolio of existing clients and quotations, serving as the lead underwriter. You will review and evaluate insurance risks, propose and negotiate policy terms for corporate business in line with NFU Mutual's underwriting principles and standards. Your work will ensure fair outcomes and exceptional customer service, aligned with the company's risk appetite and financial goals. You will build and maintain strong relationships with team members, agents, brokers, and clients, ensuring objectives are met and service levels are maintained.

You will also train, coach, mentor, and guide team members, provide technical support across the business, support change initiatives, and deliver short-term projects. Additionally, you will handle policy cancellations, resolve complaints, and support agents and brokers during client meetings to enhance customer value and uphold NFU Mutual's reputation.

About you

You should be a Commercial Underwriting professional with extensive experience in Commercial Property or Liability risks within the UK general insurance market, from an insurer or broker environment. You should be resilient, with effective communication skills to establish strong relationships and influence stakeholders. Key qualities include coaching experience, confident communication, decision-making ability in fast-paced environments, teamwork, and strategic thinking. A CII qualification or working towards it is desirable but not essential, as support is available to achieve it.

NFU Mutual values diversity and inclusion, supporting candidates through adjustments and accommodations during the recruitment process. We are a Disability Confident Employer, a signatory of the Race at Work and Women in Finance Charters, welcoming applications from all backgrounds.

Benefits and Rewards

We offer a supportive culture and attractive benefits, including:

• Salary up to £60,000 depending on experience
• Annual bonus up to 17.5%
• Contributory pension scheme (up to 20%, with 8% employee contribution)
• 25 days annual leave plus bank holidays, with buy/sell holiday scheme
• Family Friendly policies
• Savings discounts at high street brands, travel, and supermarkets
• £20 monthly gym contribution
• Health and wellbeing plans
• Voluntary benefits including private medical and dental insurance
• Employee volunteering opportunities
• Refer a Friend scheme with £500 bonus
• Life Assurance (4x salary)
• Employee discounts on NFU Mutual policies

Working at NFU Mutual

We are one of the UK's leading general insurance and financial services companies, with over 110 years of putting customers first. Recognized globally for our workplace culture, we are proud of our awards and commitments to diversity, inclusion, and employee wellbeing.

Apply now to join our team in Bristol, located at 10 Temple Back, BS1 6FL.