Senior Backend Engineer

HomeServe UK; Greater London; Hybrid; GBP 51,000 - 85,000; Full time

Benefits offered by this job

Hybrid work

Annual bonus

Car allowance

Pension matching

Employee benefits

Job summary

HomeServe Finance, part of the HomeServe Group, is seeking a Senior Software Engineer - Backend in London. The role focuses on building scalable backend services and APIs for the lending platform, spanning credit applications, decisioning, loan servicing and collections.

You will own end-to-end solutions, contribute to architecture and collaborate across a European engineering function, with exposure to payment providers and KYC/AML integrations.

Qualifications

• Strong Python and Django experience.
• Experience designing and building scalable backend services and REST APIs.
• Solid PostgreSQL expertise and AWS experience.
• Experience working within complex or regulated environments.
• A collaborative approach with strong technical problem-solving skills.
• Experience in using AI-assisted development tools such as Claude Code, GitHub Copilot, Cursor or similar.

Responsibilities

• Designing, building and operating backend systems and APIs.
• Owning solutions end-to-end, from design and development through to deployment and ongoing improvement.
• Contributing to architecture and technical direction across a European platform.
• Integrating with payment providers, credit bureaus, KYC/AML services and funding partners.
• Helping shape engineering standards, best practice and AI-assisted development.
• Mentoring colleagues and raising the bar across the engineering team.

Skills

Python

Django

REST APIs

PostgreSQL

AWS

Regulated envs

AI tools

Team collaboration

Problem solving

Job description

London (Hybrid) | Up to £85,000 + 15% Bonus + £7,000 Car Allowance + 6% Matched Pension

At HomeServe Finance, we’re using technology and consumer finance to help homeowners improve the energy efficiency of their homes. As part of the wider HomeServe Group, we’re developing the products, platforms and lending technology that will help make homes across Europe more sustainable.

We're looking for a talented Senior Software Engineer - Backend to join our growing technology team and help build scalable, resilient systems that power the entire lending lifecycle, from credit applications and decisioning through to loan servicing and collections.

This is a great opportunity to join at a stage where your engineering decisions will directly shape our platforms, standards and customer experience.

What you'll be doing

• Designing, building and operating backend systems and APIs
• Owning solutions end-to-end, from design and development through to deployment and ongoing improvement
• Contributing to architecture and technical direction across a European platform
• Integrating with payment providers, credit bureaus, KYC/AML services and funding partners
• Helping shape engineering standards, best practice and AI-assisted development
• Mentoring colleagues and raising the bar across the engineering team

What we offer

• Up to £85,000 salary
• 15% annual bonus
• Hybrid working from our London office (minimum of 2 days per week in the office)
• Access to a broad range of employee benefits, wellbeing support and discounts
• A collaborative engineering environment where you’ll have real ownership and influence

About You

What we're looking for

• Strong Python and Django experience (or a comparable framework).
• Experience designing and building scalable backend services and REST APIs.
• Solid PostgreSQL expertise and AWS experience.
• Experience working within complex or regulated environments.
• A collaborative approach with strong technical problem-solving skills.
• Experience in using AI-assisted development tools such as Claude Code, GitHub Copilot, Cursor or similar.

Diversity & Inclusion

At HomeServe, we're committed to creating a workplace where everyone feels welcome, valued and able to succeed. We actively encourage applications from people of all backgrounds, experiences and identities because we believe diverse teams build better products, make better decisions and create stronger businesses.

Even if your experience doesn't perfectly match every requirement, we'd still love to hear from you.

About Us

Why HomeServe Finance?

HomeServe Finance is part of the wider HomeServe Group, one of Europe’s leading home services businesses. We’re helping customers access simple, responsible finance for home improvements, with a growing focus on energy efficiency and sustainable living. We’re investing in modern lending platforms, scalable technology and strong engineering standards as we build for the future.

Join HomeServe Finance and help build the technology behind the future of responsible consumer finance and energy-efficient homes.