Senior Backend Engineer - Lending Platform (Hybrid, London)

HomeServe UK; Greater London; Hybrid; GBP 51,000 - 85,000; Full time

Benefits offered by this job

Hybrid work

Annual bonus

Car allowance

Pension matching

Employee benefits

Job summary

HomeServe Finance, part of the HomeServe Group, is seeking a Senior Software Engineer - Backend in London. The role focuses on building scalable backend services and APIs for the lending platform, spanning credit applications, decisioning, loan servicing and collections.

You will own end-to-end solutions, contribute to architecture and collaborate across a European engineering function, with exposure to payment providers and KYC/AML integrations.

Qualifications

• Strong Python and Django experience.
• Experience designing and building scalable backend services and REST APIs.
• Solid PostgreSQL expertise and AWS experience.
• Experience working within complex or regulated environments.
• A collaborative approach with strong technical problem-solving skills.
• Experience in using AI-assisted development tools such as Claude Code, GitHub Copilot, Cursor or similar.

Responsibilities

• Designing, building and operating backend systems and APIs.
• Owning solutions end-to-end, from design and development through to deployment and ongoing improvement.
• Contributing to architecture and technical direction across a European platform.
• Integrating with payment providers, credit bureaus, KYC/AML services and funding partners.
• Helping shape engineering standards, best practice and AI-assisted development.
• Mentoring colleagues and raising the bar across the engineering team.

Skills

Python

Django

REST APIs

PostgreSQL

AWS

Regulated envs

AI tools

Team collaboration

Problem solving

Job description

HomeServe Finance, part of the HomeServe Group, is seeking a Senior Software Engineer - Backend in London. The role focuses on building scalable backend services and APIs for the lending platform, spanning credit applications, decisioning, loan servicing and collections.

You will own end-to-end solutions, contribute to architecture and collaborate across a European engineering function, with exposure to payment providers and KYC/AML integrations.