Senior AVP: Structured Finance Ratings & Analysis

Moody; Greater London; On-site; GBP 125,000 - 180,000; Full time

Job summary

Moody's is seeking an AVP-Ratings (Structured Finance) in Greater London to perform credit analysis across asset classes and contribute to rating processes. You will engage with market participants, prepare rating materials, and support analytics enhancements in a high-impact, collaborative team environment.

The role emphasizes advanced quantitative skills, communication excellence, and the ability to navigate complex securitization structures while leveraging AI-enabled tools to improve

Qualifications

• Bachelor's or Master's degree in Finance, Economics, Accounting, Mathematics, Engineering, or a related quantitative discipline.
• CFA, FRM, ACA, ACCA, or other relevant professional qualification would be beneficial.
• 5+ years of credit, risk assessment, capital markets, structured finance, banking, or related financial services experience.
• Demonstrated understanding of structured finance asset classes, securitization structures, and key market participants.
• Strong analytical and quantitative skills, including financial analysis, cash flow assessment, and the ability to evaluate complex transaction structures.
• Excellent written and verbal communication skills, with the ability to present analyses and recommendations clearly to internal and external stakeholders.
• Knowledge of additional European languages, especially Dutch, is highly desirable.
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can enhance analytical processes, improve productivity, and drive operational efficiency.

Responsibilities

• Perform credit analysis for new and existing structured finance transactions across relevant asset classes, including the assessment of transaction structures, collateral performance, and key credit risks.
• Support the assignment and ongoing surveillance of credit ratings by conducting detailed quantitative and qualitative analysis and preparing rating committee materials.
• Monitor transaction performance and identify developments that may impact credit quality, ratings, or sector outlooks.
• Engage with issuers, arrangers, servicers, investors and other market participants to gather information and enhance analytical understanding of transactions and sectors.
• Contribute to and lead rating committee discussions by presenting analytical findings and recommendations supported by robust credit analysis.
• Collaborate with analysts, associates, and senior team members across Moody's Ratings to ensure consistency, quality, and efficiency in analytical processes.
• Author credit opinions, research content, sector commentary, and other analytical publications that support market transparency and investor understanding.
• Contribute to methodology enhancements, technology initiatives, and process improvement projects, including the responsible adoption of AI-enabled tools.
• Support the development and mentoring of junior team members by sharing technical knowledge and best practices.

Skills

Credit analysis

Structured finance

Financial analysis

Communication skills

Attention to detail

Dutch language

AI concepts

Education

Bachelor's or Master's in Finance/Economics/Mathematics/Engineering

CFA/FRM/ACA/ACCA or equivalent

Job description

Moody's is seeking an AVP-Ratings (Structured Finance) in Greater London to perform credit analysis across asset classes and contribute to rating processes. You will engage with market participants, prepare rating materials, and support analytics enhancements in a high-impact, collaborative team environment.

The role emphasizes advanced quantitative skills, communication excellence, and the ability to navigate complex securitization structures while leveraging AI-enabled tools to improve